zero vs ExpenSave

WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately.

ExpenSave is the simple, beautiful way to stay on top of your money. Track every expense and income in seconds, see exactly where it goes, and keep your subscriptions, bills, and shared costs all in one calm app — no spreadsheets, no clutter. EXPENSES & INCOME • Log spending in two taps with a fast keypad • Categories, accounts, notes, and back-dated entries • Transfers between your own accounts ACCOUNTS & NET WORTH • Checking, savings, credit, and cash side by side • Live balances, assets, debts, and one net-worth number • Per-account balance sheets and statements SUBSCRIPTIONS & BILLS • A live calendar of what's due and when • Reminders before every bill and free-trial conversion • Track trials so you're never charged by surprise LEND & BORROW • Track every IOU in both directions • Always know who owes who, and settle up in a tap SPLIT BILLS • Share dinner, rent, or a trip • Splits turn into IOUs automatically INSIGHTS • Category breakdowns, budgets, and monthly trends • Spot the budgets you blew through and the ones you nailed PRIVATE & SECURE • Optional Face ID / passcode lock • Export your data to CSV or PDF anytime • Delete your account and all data whenever you want Beautifully designed, refreshingly simple. Part of the ClearWays family of everyday apps.