Catalyst Cash vs Deviate

Most budgeting apps show you charts of money you already spent. Catalyst Cash tells you what to do next. Once a week, you run a quick money audit and walk away with answers, not just data: what's safe to spend before bills hit, which subscriptions and fees are coming, which card to use for your next purchase, and the single move that matters most right now. No sprawling dashboards. No guesswork. Just a sharper plan, every week. BUILT AROUND YOU Catalyst learns your goals during a quick setup, then shapes everything around them. A Your Plan card tracks your progress right on the home screen. Your audits and AI guidance speak to what you are actually working toward. And the tone adapts to your moment, steady and reassuring when money is tight, sharper when you are optimizing. The numbers and safety guidance never bend. Adjust your goals anytime, and the plan follows. WHAT YOU GET - Your safe-to-spend number, before bills and renewals land - Early warning on upcoming subscriptions, annual fees, and cash-flow gaps - Checking, savings, debt, cards, rewards, and cash flow in one clear place - The best card to use before you pay, so you stop leaving rewards behind - A weekly plan for paying down debt, building savings, and staying in control - Ask AI follow-ups grounded in your real, current numbers - Track by hand, or connect your accounts when you want it automated - On-device records with backup, export, and restore whenever you choose FIND THE MONEY YOU'RE LEAVING BEHIND Potential Opportunities surfaces missed rewards, recurring charges you forgot about, and bills worth a second look, kept separate from what you have already saved and easy to dismiss. When a subscription is not pulling its weight, Catalyst hands you a direct cancellation link and a ready-to-send negotiation script. Nearby best-card suggestions run entirely on your device with Apple Maps, so your location never leaves your phone. FOR PEOPLE WHO WANT AN ACTIVE MONEY SYSTEM Not passive charts. Open the app, run the audit, see your week clearly, and move with intent. Most people turn it into a few-minute weekly ritual, and the plan compounds from there. YOUR DATA STAYS YOURS Privacy comes first. Your core records stay on your device. Unlike apps that make money off your financial data, Catalyst Cash never sells your data and uses no third-party advertising tracking. AI audits and Ask AI ask for your in-app consent before any request is sent, and those requests carry minimized financial context routed through Catalyst Cash LLC's backend to OpenAI, our current AI provider. Optional online features like AI, account linking, backup, restore, and export only run when you choose them. FREE OR PRO The full weekly workflow is free. Pro lifts the limits for people who live in it: 30 in-depth audits a month, 20 Ask AI chats a day on the upgraded Catalyst AI CFO engine, up to 8 linked banks, the full audit archive, and a searchable ledger with export. Invite a friend and you both get a free month of Pro after their first eligible purchase. Catalyst Cash Pro Monthly: $9.99 per month. Catalyst Cash Pro Annual: $89.99 per year. Catalyst Cash Pro Lifetime: one-time purchase of $199.99. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Lifetime does not auto-renew. Terms of Use: https://catalystcash.app/terms Privacy Policy: https://catalystcash.app/privacy

Gone are the days of spending tons of time searching through prediction markets for small mispricings or opportunities. You now have Deviate. Deviate is a handheld model that scans sports prediction markets 24/7 and notifies you whenever there is edge in a game, series, or event. It computes probability from historical game data, compares it against what prediction markets are pricing right now, and alerts you when the two pull apart to help you identify positive expected value opportunities. HOW IT WORKS The model reads the game state: score, server, inning, possession, time remaining. Every state maps to a win probability computed from historical outcomes in comparable situations. Market prices update continuously. So does the model. When the gap passes the threshold you set, you get a notification. You get both numbers, the size of the gap, and a plain-English explanation of why it fired. What you do with it is your call. WHY THE TWO NUMBERS DISAGREE Markets price things a raw historical lookup doesn't. If a favorite drops a set, the price already reflects that this is a favorite. That's why some "the numbers say" content is quietly wrong. Deviate's models are state-conditional and validated against real outcomes before they ship. The baseball model runs on decades of play-by-play data. Each one is checked against empirical frequencies. WHAT'S IN THE APP The edge page shows every alert that's currently open, with the model number, the market number, and the reasoning behind it. Live shows every market Deviate is tracking, with current prices and volume. History is the full record of every alert that has resolved, wins and losses both. Settings is where you pick your sports, set your minimum edge, and cap how many alerts you're willing to get in a day. In the account section, you can manage your subscription and cancel anytime. PUBLIC TRACK RECORD Every alert is timestamped when it's sent, not scored after the fact. Wins and losses. You can open the history and read the whole thing before you pay for anything. BUILT TO BE USEFUL Deviate is a pager, not a feed. Pick your sports, set your minimum edge, cap your alerts per day, and close the app. It only alerts you when something is actually there. PRICING Two weeks free, then $9.99/month. Cancel any time in your Apple ID settings. DISCLAIMER Deviate is not affiliated with or endorsed by any exchange. Deviate does not facilitate or allow any type of event-based trading on its platform. Deviate does not provide any outstanding recommendations or absolute suggestions for event-based contracts. The app simply displays mispricings based on an in-house built model. All trading occurs on third-party platforms if the user decides to trade based on model-provided analytics. Trading event contracts involve the risk of loss. Past performances do not indicate future results. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/