iNuMo vs Expense Tracker

iNuMo – Budget Planner & Expense Tracker (Offline & Private) iNuMo is a powerful offline budget planner and expense tracker designed to help you manage your personal finance securely. Track income, control spending, plan budgets, and monitor cash flow — all without needing an internet connection. If you're looking for a private, secure, and easy-to-use money manager, iNuMo is built for you. 1. 100% Offline & Privacy Focused Unlike many finance apps, iNuMo works completely offline. • No forced account registration • No cloud dependency • App lock security protection • Full offline backup & restore Your financial data stays on your device — always. 2. Complete Expense & Income Tracker Easily track: • Daily expenses • Income • Transfers between accounts • Multiple accounts (cash, bank, e-wallet) Stay in control with a clear transaction history and real-time balance updates. Perfect for anyone who needs a reliable spending tracker or personal finance tracker. 3. Smart Budget Planner Create flexible budgets that match your lifestyle: • Budget per account • Budget per category • Daily, weekly, or monthly budgets • Monitor spending progress Avoid overspending and improve your financial discipline. 4. Recurring Transactions & Bill Reminder Automate your financial tracking: • Recurring income • Recurring expenses • Recurring transfers • Bill reminders to avoid late payments Your smart bill reminder and finance tracker in one app. 5. Receipt Scanner with Auto Fill Quickly scan receipts and automatically fill transaction details. Spend less time typing and more time managing your money. 6. Financial Insights & Reports Understand your spending habits with powerful insights: • Daily spending summary • Net cash flow overview • Spending by category • Budget performance tracking Make smarter financial decisions using real data. 7. Home Screen Widget Access your balance and spending tracker directly from your home screen. 8. Bank Statement Scanner (BETA) Import and scan your bank statement to quickly add transactions. Who Is iNuMo For? • Students managing allowance • Professionals tracking monthly expenses • Families planning budgets • Anyone serious about personal finance Why Choose iNuMo? - Offline budget app - Secure & private money manager - Clean and intuitive interface - Lightweight & fast - No unnecessary complexity Take control of your money today with iNuMo – your private budget planner, expense tracker, and personal finance manager. Download now and start building smarter money habits. Terms of Use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula

Most budgeting apps want your bank login, a subscription, and twenty minutes of setup before they tell you anything useful. Then they hand you a pie chart, when the only thing you wanted to know was whether you can afford dinner tonight. MoneyDot answers that one question, every time you open it: how much can I spend? You tell it your budget for the month. That's the whole setup. From then on, the first thing you see is how much of it is left — in big numbers, at the top, before you scroll or tap anything. 100 DOTS FOR YOUR MONTH Under the number sits a grid of 100 dots. They empty out as you spend. You can tell how the month is going from across the room, without reading a single figure. ADDING AN EXPENSE TAKES ABOUT FIVE SECONDS Tap the button next to the tab bar. Type the amount on the keypad that's already there. Tap a category — food, transport, whatever you made. Done. No forms, no receipt photos, no "which account was this from". Got the amount wrong? Tap Undo. You have five seconds on anything you add, change or delete. THE STUFF THAT REPEATS, REPEATS BY ITSELF Rent, Netflix, the gym, your phone bill. Set them up once — start, middle or end of the month — and MoneyDot enters them on the right day, on its own, dated correctly. Nothing to confirm, no list of things waiting for you. Pause one for a month, skip one, or change it like any normal expense. SEE WHERE THE MONEY WENT - Today: what you've spent, and what's left of today's share - A square for every day of the month — the darker it is, the more you spent that day - A calendar showing each day's total - Your recent expenses, and every past month you can scroll back through Tap any day to see exactly what you bought. A WIDGET ON YOUR HOME SCREEN Small or medium. Shows what's left this month, so most days you don't need to open the app at all. IT SPEAKS YOUR MONEY 154 currencies, from dollars to ringgit to yen. Six ways to write numbers — 1,234.56 or 1.234,56 or 1 234,56, with or without the cents. It picks the right one from your phone's region on the first launch, and you can change it whenever. A REMINDER ONLY IF YOU WANT ONE Off unless you turn it on. If you do, it's one gentle nudge a day, roughly when you normally log things — and it stays quiet on days you've already logged. No streaks to lose, no red warnings, no "you've overspent again". YOUR MONEY STAYS ON YOUR PHONE No account to create. No bank to connect. No cloud, no sync, no ads. Everything you type lives on your device and only there. When you want it elsewhere, export a month to a spreadsheet file through the share sheet. When you want it gone, erase everything from Settings. Three looks to choose from — Paper, Dusk and Void — or let it follow your phone. MoneyDot is a budgeting app, not an accounting program. It tells you where you stand; it doesn't lecture you. If what you want is to know whether lunch is affordable before payday, that's the entire app.