Comparison

Wealthly vs PyCashFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthly

Track your net worth privately without linking bank accounts. Monitor assets, debts, and growth with live prices and insightful dashboards. Offers on-device AI and optional iCloud sync for a secure financial overview.

Highlights
  • Track assets and liabilities
  • Live prices for stocks, crypto, and metals
  • Net worth dashboard with charts
  • On-device AI insights
  • Home screen widgets
  • Face ID lock
  • CSV import & export
Read full description

Know your net worth, without linking your bank. Wealthly is a privacy-first net worth tracker for iPhone. See assets, debts, and growth in one beautiful dashboard. Your financial data stays on your device by default. Optional iCloud sync uses your Apple account & not our servers. Free to start: track up to 3 assets. Upgrade for unlimited accounts, widgets, and more. WHY WEALTHLY? Most finance apps want your bank login and every transaction. Wealthly focuses on the big picture: your total wealth over time. simple, motivating, and private. KEY FEATURES • Track assets & liabilities: cash, investments, crypto, property, loans & more • Live prices for stocks, crypto & precious metals (gold, silver, platinum) • Net worth dashboard with charts & history • Milestones, streaks & momentum to stay motivated • On-device AI insights (Apple Intelligence) • Home screen widgets • Face ID lock • CSV import & export • Multi-currency support • Light & dark mode • Weekly recaps & reminders • Optional iCloud sync across your devices PRIVACY FIRST • No bank connections or credential sharing • Device storage by default • We do not collect or store your financial entries on our servers PRICING • Free: up to 3 assets • Premium: $2.99/month, $14.99/year, or $39.99 lifetime Download Wealthly and see where you stand today. Contact • Website: https://getwealthly.netlify.app • Support: https://getwealthly.netlify.app/support • Email: wealthly@protonmail.com Legal: • Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula • Privacy Policy - https://getwealthly.netlify.app/privacy-policy

About

PyCashFlow

Forecast your future bank balance to avoid shortfalls and plan spending. Test 'what if' financial scenarios with AI-powered insights. Access securely via cloud or self-host for full control.

Highlights
  • Cash flow forecasting
  • Scenario planning
  • AI-powered insights
  • Secure bank syncing
  • Self-hosted or cloud deployment
  • Ad-free experience
Features
Read full description

See whether upcoming bills, paychecks, and planned spending will leave you short before it happens. PyCashFlow forecasts your future balance so you can plan ahead, avoid surprises, and test “what if?” decisions before money leaves your account. Add recurring income, bills, holds, and one-time scenarios to see how your balance may change over the next 90 days. Use PyCashFlow Cloud for managed access across devices, or connect to your own self-hosted PyCashFlow server. KEY FEATURES • Cash Flow Forecasting Model your future balance day by day based on income, expenses, bills, and scheduled transactions. • Scenario Planning Test planned purchases, extra payments, delayed bills, holds, or other financial decisions before you make them. • AI-Powered Cash Flow Insights Identify possible future balance risks and spending patterns before they become problems. • Secure Bank Balance Syncing Through Plaid Set it up anytime from Settings > More Settings to help keep your starting balance up to date. • Flexible Deployment Use PyCashFlow in two ways: – Local Mode: build and manage your own forecasts entirely on-device, with schedules, scenarios, holds, skips, and a full dashboard—no cloud account required – Self-Hosted: run your own server and maintain full control – PyCashFlow Cloud: managed hosting, secure access, and no server setup required • Secure Data Handling Your financial data is handled securely. PyCashFlow Cloud is hosted in the United States with secure managed access. Self-hosted users retain control of their own server and data. • Mobile Access View and manage your financial projections from anywhere using a clean, intuitive interface. • Ad-Free Experience No ads, distractions, or clutter — just your financial forecast. PYCASHFLOW CLOUD PyCashFlow Cloud provides a fully managed hosted experience: • No server setup required • Automatic updates and maintenance • Secure access from your device • 7-day free trial for new subscribers Cloud access requires a subscription purchased through the App Store. Self-hosted usage remains free for users who run their own PyCashFlow server. IMPORTANT INFORMATION • Subscriptions renew automatically unless canceled • Manage or cancel your subscription in your Apple ID settings • Pricing may vary by region DISCLAIMER PyCashFlow is a financial planning tool. It does not provide financial, investment, tax, or legal advice. All projections are estimates and should be evaluated independently before making financial decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.pycashflow.com/privacy

Screenshots

Wealthly4 screens
PyCashFlow4 screens

Verdict

The call

Wealthly and PyCashFlow are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthly sells 3 in-app purchases, starting at $2.99 per month and PyCashFlow sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Wealthly against 5.0 for PyCashFlow. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Wealthly ships an update every 3 days, PyCashFlow every 5 days. Both last shipped on October 18, 2026.

ScorecardNo meaningful differences
Wealthly versus PyCashFlow: the parameters behind the verdict, then further details
ParameterWealthlyPyCashFlow
PriceFreeFree
Rating5.0 (2 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings23 — better
Update frequencyEvery 3 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS17.517.0 — better
Further details — not scored
Size22 MB4 MB
Age rating9+12+
DeveloperMarco BrianH3 Consulting Partners LLC

Customer experience

Wealthly

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PyCashFlow

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Wealthly

Subscriptions2
  • Wealthly Monthly Subscription$2.991 Month
  • Wealthly Yearly Subscription$14.991 Year
One-time1
  • Wealthly Lifetime Access$39.99
2 purchases

PyCashFlow

Subscriptions2
  • PyCashFlow Cloud Monthly7 Days trial$9.991 Month
  • PyCashFlow Cloud Annual$59.991 Year

Questions

Is Wealthly free?
Wealthly is free to download, with in-app purchases available.
Is PyCashFlow free?
PyCashFlow is free to download, with in-app purchases available.
Which has better reviews, Wealthly or PyCashFlow?
Wealthly and PyCashFlow are both rated 5.0 out of 5 on the App Store, from 2 and 3 ratings respectively.
Do Wealthly or PyCashFlow have ads?
Neither Wealthly nor PyCashFlow shows ads.
Which is updated more often, Wealthly or PyCashFlow?
Wealthly ships an update every 3 days, and PyCashFlow every 5 days. Most recently, Wealthly was updated on October 18, 2026 and PyCashFlow on October 18, 2026.

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