PayTrack vs Masareef

Pay Track answers one question, and answers it well: what do I owe, and when? Not a budget app. Not an expense tracker. No bank login, no receipts to photograph, no spending charts telling you what you already spent. Pay Track looks forward — at the rent, the subscriptions, the car installments, the school fees — so nothing lands on you by surprise. SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT • One-time — a bill, an invoice, a single due date • Recurring — weekly, bi-weekly, monthly, quarterly, semi-annually or yearly • Installments — a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP A widget in three sizes, with countdowns that advance on their own each day. Small leads with your next payment; medium and large show upcoming payments. Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED • Categories with your own emoji and colours • History grouped by month, quarter or year, each with its own total • Export what's coming as PDF or CSV • Attach a receipt to any payment • Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese and Turkish PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7

Masareef (مصاريف) is a personal-finance app built for Egypt. It turns the bank SMS you already receive into a clear, organized picture of your money - so you always know what you spent, what's coming, and where you stand. WHAT YOU CAN DO - Capture transactions from bank SMS and categorize them automatically - See spending by category, by week or month, with clean visual breakdowns - Track upcoming bills and recurring subscriptions - Ask Masareef about your money and get personalized budget help - Switch instantly between Arabic (RTL) and English (LTR) PRIVATE BY DESIGN - Local-first: your financial data is stored encrypted on your device - We never sell your data - Optional Face ID lock for the app Masareef is free to use.