Reward Points Tracker vs Topf
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Reward Points Tracker
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Keep tabs on every point you've earned — without the spreadsheet. Reward Points Tracker is the simplest way to see all your credit card, airline, and hotel points in one place. Add your accounts in seconds and instantly see your total points balance across every program. Features: Track credit card, airline, hotel, and other reward accounts See your total points at a glance on the summary screen View all transfer partners and ratios across major card programs See potential transfer opportunities based on your accounts Organized by category so nothing gets lost Clean, minimal design — no clutter, no ads, no subscriptions 100% free with all features included Supported programs include Chase Ultimate Rewards, Amex Membership Rewards, Capital One Venture, Citi ThankYou, Bilt Rewards, and many more.
Topf
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Topf is an expense tracker that doesn’t take time: say what you spent or type it in two taps, and your book lives on your phone. BY VOICE OR IN TWO TAPS Say “coffee three eighty and gym membership thirty euros every month” and Topf creates two entries: a one-time transaction and a monthly one. By hand it is just as quick: amount, category, done. You can start an entry from the Lock Screen, with the Action Button, from Control Center or through Siri; see the month’s total in a widget. ONE BOOK FOR THE WHOLE FAMILY Invite the people you share money with and keep one book together: shared accounts, shared categories, and everyone sees the others’ entries. WHERE THE MONEY WENT The whole month in one picture: where your money went, by category, and what is still left to pay before the month ends. BUDGETS Set an amount for a week, a month or a year — for groceries, for transport or for all your spending — and Topf shows how much you can still spend before the period ends and how much that comes to per day, counting the payments still to come. Your budgets are on the main screen, and widgets put them on your Home Screen and Lock Screen. SUBSCRIPTIONS AND BILLS Subscriptions and regular payments don’t get lost: Topf shows you ahead of time what is due and when. YOUR BOOK IS YOURS A complete copy of your book is on the device: add entries and browse your history with no connection. Voice input requires a connection. No ads, no trackers, no selling your data; deleting your account deletes your data. You can start without signing up. TOPF PLUS Topf is free. Plus lifts the limits on accounts, recurring transactions, budgets and voice input, opens analytics and budget history for any period, and lets you invite others into your shared book. Monthly or yearly subscription, or a one-time purchase with lifetime access; prices are in the app. Subscriptions can be shared with your family through Apple Family Sharing at no extra cost. Privacy policy: https://topfapp.com/privacy/ Terms of use: https://topfapp.com/terms/
Screenshots
Verdict
The clearest difference is in-app purchases: Reward Points Tracker at none against Topf's 3. Topf's advantage is update cadence (every 2 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Topf sells 3 in-app purchases, starting at $3.99 per month. Reward Points Tracker asks for nothing beyond the download.
Reward Points Tracker ships an update every 2 weeks, Topf every 2 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.
| Parameter | Reward Points Tracker | Topf |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 | 16.4 — better |
| Further details — not scored | ||
| Size | 6 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Aric Thomas | Andrey Fedyukov |
In-app purchases
Reward Points Tracker
No in-app purchases
Topf
- Topf Plus Monthly$3.991 Month
- Topf Plus Yearly7 Days trial$24.991 Year
- Topf Plus Lifetime$69.99








