Expense Tracker vs Worthly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.
- AI-powered expense logging via text or receipts
- Chat interface for asking spending questions
- Visual spending charts and calendar view
- Automatic recurring bill logging
- Monthly budget tracking
- Data privacy with no bank login required
- CSV/Excel import for history migration
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It's not another budgeting app. It's knowing exactly where every dollar goes, every day. Type "Coffee $4" and AI logs it with the right category. Snap a receipt and AI extracts every line. Ask "How much on food this month?" and get an instant answer in chat. Three seconds a day. Total clarity on your money. Switching from another app? Bring your history with you. Import CSV or Excel exports in minutes. EFFORTLESS LOGGING Logging an expense takes one short sentence. Type "Lunch $12 yesterday" and DaTrack picks the date, amount, and category. Snap a receipt and AI extracts every item. No forms. No dropdowns. No friction. ASK YOUR MONEY ANYTHING Ever wonder where your coffee budget went? Ask DaTrack. The AI Chat reads your spending and answers in plain English. "How much on food this month?" "What did I spend last weekend?" Get instant clarity without digging through spreadsheets. SEE THE FULL PICTURE A clean calendar shows every day's spending at a glance. Tap any day for the details. Switch to charts and watch your money flow across categories, weeks, and months. Patterns you never noticed become obvious. STAY ON TRACK AUTOMATICALLY Set a monthly budget once and watch your remaining balance live. Add recurring bills like rent or subscriptions and DaTrack logs them for you. A daily reminder keeps the habit going without nagging. PRIVATE BY DEFAULT No bank login. No account required. Your spending stays on your device, secured by iCloud. We never see your data. WHAT PRO UNLOCKS DaTrack is free to start. Manual logging, calendar view, daily reminders, and CSV export are always free. Pro adds the AI that makes everything effortless: • Import your history from CSV or Excel files • Log expenses in plain words with AI • Snap receipts and let AI extract them • Ask questions about your spending in chat • Advanced charts and statistics • Monthly budgets with category allocation • Recurring expenses and bills PRO SUBSCRIPTION • Yearly: best value, starts with a 7-day free trial • Monthly: no commitment, cancel anytime • Lifetime: one payment, Pro for good, no subscription Your exact price is shown above in your local currency. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. Privacy Policy: https://quoc48.github.io/datrack-legal/privacy Terms of Use: https://quoc48.github.io/datrack-legal/terms
Worthly
Manage your finances with budgeting tools, net worth tracking, and savings goals. Make informed spending decisions with helpful quizzes and calculators. Stay on top of bills and plan your financial future.
- Budgeting by category
- Net worth tracking
- Sinking fund goals
- No-spend day challenges
- Spending decision quizzes
- Bill and income planning
- Investment tracking
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Worthly makes it easy to take control of your money - all in one beautifully designed app! No complicated spreadsheets or overwhelming dashboards. Just the right tools to help you make better money decisions, one day at a time. BUDGET YOUR WAY Set up your monthly budget in minutes. Track your spending by category, see where your money's going, and get personalized insights to help you stay on track. WATCH YOUR NET WORTH GROW See your complete financial picture — assets, debts, and net worth — all in one place. Track your progress over time and celebrate the wins along the way. BUILD SINKING FUNDS Saving for something special? Create sinking funds with goals, track your progress, and see projections for when you'll hit your target. NO-SPEND DAY TRACKING Challenge yourself to spend less. Track your no-spend days on a beautiful calendar and build streaks you can be proud of. SHOULD I BUY THIS QUIZ Before you swipe that card, take the quick "Should I Buy This?" quiz. And with the "What Am I Giving Up?" calculator, see what your spending could be worth if you invested it instead. STAY ON TOP OF BILLS Set up recurring transactions so nothing sneaks up on you. Plan future income to see how it shapes your financial future. AND SO MUCH MORE! Wishlist to keep track of things you want Investment account tracking Home screen widgets Export transactions to CSV Works with 20 currencies worldwide Debt payoff tracker Budget sheets Reminders Future net worth projector FREE TO START Worthly is free with all the basics. Want the full experience? Try Premium free for 14 days, then just $4.99/month or the equivalent in your currency. Cancel anytime. We take your privacy seriously. Your data is stored securely and we never sell your information. Ever. Ready to feel good about your money? Download Worthly today! Terms of Use: https://worthly-app.netlify.app/terms
Screenshots
Verdict
The clearest difference is review sentiment: Worthly at 100% against Expense Tracker's 71%. Worthly also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Worthly sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 4 days, Worthly every 3 days. Both last shipped on November 5, 2026.
| Parameter | Expense Tracker | Worthly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (787 ratings) — better | — |
| Positive reviews | 71.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 787 — better | — |
| Update frequency | Every 4 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 26 MB | 25 MB |
| Age rating | +4 | 4+ |
| Developer | Quoc Phan | Worthly HQ Inc. |
Customer experience
Expense Tracker
Worthly
In-app purchases
Expense Tracker
- Pro Monthly$4.991 Month
- Pro Yearly7 Days trial$34.991 Year
- DaTrack Pro Lifetime Launch$69.99
- DaTrack Pro Lifetime$99.99
Worthly
- Worthly Premium14 Days trial$3.991 Month









