Tanda vs Masarify Expense Tracker

Say what you spent. Tanda records the amount, currency, category, merchant, date and recurrence. VOICE IN TEN LANGUAGES Open Tanda and say an expense. You can record several expenses in one sentence with Tanda Pro. Voice capture supports Arabic, Dutch, English, French, German, Indonesian, Italian, Portuguese, Spanish, and Turkish. On-device speech availability depends on the language support installed on your device. CASH AND CARDS Tanda does not connect to your bank. Record purchases by voice or text without sharing bank credentials. Wallet and bank-message shortcuts place captured purchases in a review inbox before Tanda adds them to your ledger. EXCHANGE RATES THAT KEEP THEIR DATE Tanda stores the exchange rate from the purchase date. Old expenses keep their original rate when today’s rate changes. You can review spending in your main currency while you travel or live abroad. BUDGETS AND INCOME Set monthly income and build a zero-based budget. Choose a flexible month start date. Set daily, monthly or category limits. Tanda also supports recurring expenses, shared spaces, spending trends and CSV export. Ask questions about your own spending by voice or text. CHOOSE YOUR PRIVACY LEVEL Tanda stores your data on the device first. You can keep working offline and sync later if you choose. Tanda offers three privacy levels: 1. Standard: speech and AI use cloud services 2. On-device speech: voice recognition stays on your phone where supported 3. Full Privacy: speech and AI run on your phone Audio recordings never sync. Full Privacy keeps audio, transcripts, AI inputs and expense data on your device. Account and app reliability services may use the internet. FREE AND PRO Free includes 15 voice logs per day, budgets, insights, recurring expenses, and offline use. Tanda Pro adds unlimited voice logging, multi-currency, custom categories, multiple expenses in one sentence, CSV export, device sync, and the ability to create shared spaces. Joining a shared space is free. If you cancel, your custom categories and multi-currency history remain visible as read-only data. Questions, bugs, or language issues: tanda@mrg.sh Terms: https://tanda.mrg.sh/terms Privacy Policy: https://tanda.mrg.sh/privacy

Masarify is your personal money manager and expense tracker — full financial control offline, with voice input and an AI money assistant, in Arabic and English. Track every expense and income, see exactly where your money goes, set budgets and savings goals, and stay in control — your finances stay on your phone by default. Everything runs on your phone. No account required. No ads. Optional Google Drive backup only if you want it. BUDGET PLANNER & SPENDING TRACKER • Build budgets across one or many categories and watch your progress in real time • Clear analytics: spending pace, biggest spending categories, cash-flow charts, and a daily spending heatmap • Daily spending analysis and spending patterns at a glance VOICE TRANSACTION ENTRY Just say it — "lunch 120 pounds" or "صرفت ١٢٠ جنيه على الغدا" — and Masarify turns your words into a categorized transaction. Voice expense input understands Egyptian Arabic dialect, Modern Standard Arabic, and English. No typing, no menus. EXPENSE CATEGORIES & MULTI-WALLET • Log expenses, income, and transfers in seconds with smart category suggestions and automatic expense categorization • Manage multiple wallets — cash, bank, savings, and credit card — each with a running balance RECURRING BILLS & SUBSCRIPTIONS • Schedule recurring bills and subscriptions (rent, internet, streaming) that record themselves automatically • Bill reminders and recurring bill tracking; auto-pay due bills from the wallet you choose SAVINGS GOALS • Set savings goals and track contributions toward them over time YOUR AI MONEY ASSISTANT Chat with your finances in plain language. Your AI money assistant (powered by Gemini) gives spending insights and money-management tips — ask "how much did I spend on coffee last month?", and let it create transactions, budgets, and goals for you. EXPORT & SECURITY • Export your data anytime to CSV, PDF, or a full JSON backup • Lock the app with a PIN and optional fingerprint or face unlock MASARIFY PRO Pro unlocks the features you reach for most: • Unlimited voice memos, with longer recordings • More AI assistant messages every day • Unlimited wallets, budgets, savings goals, and custom categories • Compare periods and go deeper in your analytics • Automatic scheduled Google Drive backups Monthly or yearly subscription — manage or cancel anytime in your App Store account. PRIVATE BY DESIGN • 100% offline-first — the app fully works with no internet. • Your transactions are stored only on your device. No cloud sync by default. • Optional Google Drive backup is your own encrypted file on your Drive — we never see it. • Private by design: data stays on your device, analytics are OFF by default, no third-party trackers, no ads. • Open privacy policy: montivagant.github.io/masarify-legal/privacy.html ARABIC-FIRST, BUILT FOR EGYPT & MENA • A personal finance app built for Egypt and the Gulf/MENA — Arabic-first. • Full right-to-left (RTL) layout — built for Arabic, not translated as an afterthought. • Arabic typography tuned for clear numbers, dates, and currency. • Currency defaults to the Egyptian Pound (EGP), and every supported currency works. Start managing your money offline — track every expense, set budgets, and reach your savings goals, in Arabic or English. Made in Egypt. Built for everyone. — Masarify Pro is an auto-renewing subscription (monthly or yearly). Payment is charged to your Apple Account; manage or cancel anytime in App Store settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://montivagant.github.io/masarify-legal/privacy.html