Spendli vs Spent.

Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com

A private AI expense tracker — receipt scanning, natural-language logging, monthly budgets, and instant answers about your spending, all running entirely on your iPhone. No account. No cloud. No tracking. Meet Lil Bit, the little on-device bookkeeper inside Spent. Snap a receipt and Lil Bit reads the merchant, amount, and date. Jot "lunch 12" and it's logged. Ask "how much on food this month?" and get an answer in seconds. Everything happens on your device — nothing is ever uploaded. BUDGETS — NEW Set a monthly limit for any category and Insights draws a quiet bar under it: under, near, or over, you see where you stand at a glance. No guilt — just the number, the limit, and the bar. Per-currency, and included in your backups. ASK LIL BIT Tap the Lil Bit coin and ask about your money in plain English: • "Summarise last month" — totals plus your top categories and merchants • "How much on food this month?" — any category, any period • "Am I over budget?" — your budgets, checked in a tap • "What's my biggest expense?" — your largest single spend, instantly • "What's my balance across accounts?" — every account, at a glance Every answer is computed on-device. Your questions never leave your phone. WHY SPENT. • 100% on-device AI — works offline, on a plane, anywhere. Your finances never leave your phone. • No account, no sign-up, no ads, no trackers. Open it and start. • You stay in control — every AI entry is yours to confirm before it saves. WHAT YOU CAN DO • Set monthly budgets per category • Ask Lil Bit — get instant, on-device answers about your spending • Scan receipts — AI fills in the details; view or share the original anytime • Type naturally — "coffee 5", "groceries 80", and Spent. gets it • Track expenses, income, and transfers across multiple accounts • Multi-currency — each account in its own currency, no surprise conversions • Insights — see where your money goes by category and merchant, month over month • Home Screen widget — log, scan, or ask in one tap; shows no data by design • Recurring transactions, duplicate detection, and smart merchant memory • Privacy mask — hide every balance with one tap • Siri & Shortcuts — log spending hands-free • Your data stays yours — export a full backup anytime PRIVACY BY DESIGN Spent. has no server. There's no account to create and no data to leak, because nothing is collected in the first place. The AI runs locally on your iPhone — your receipts, balances, and habits stay with you. Free for manual tracking, receipt-OCR scanning, budgets, and insights. Unlock on-device AI extraction and Lil Bit's chat with a single one-time purchase — no subscription, ever. Your expenses, tracked privately.