Expense Tracker vs CapBudget

I kept asking myself: “Where did my money go?” I didn’t buy anything big. But somehow the money was gone. Then I realized: it’s not one big purchase — it’s the small things, every day. Coffee. Food. Random stuff. It adds up without you noticing. Kakeibo makes it visible. Just log what you spend — it takes seconds. No setup. No complexity. Just awareness. And suddenly, you know exactly where your money goes.

CapBudget is a household budgeting app that keeps everything on your device. No account, no sign-up, no cloud account, no ads, no tracking - and it works fully offline. IMPORT YOUR BANK EXPORTS Bring in a CSV file from any bank. Map its columns once, preview what will be imported - with duplicate detection and strict date checks - then confirm. Nothing is guessed silently. LET RULES DO THE SORTING Create simple rules ("contains RENT → Housing / Rent") and CapBudget categorizes your transactions for you. Re-run them on past transactions whenever you like - your manual corrections are never overwritten. SEE WHERE YOUR MONEY GOES • Household flow: a Sankey diagram from income to categories to what's left • Breakdown: income and spending by category, tap to drill down • Where the money goes: a spending cascade, biggest first • The month draining: what's left, day by day • Your pace: each month compared to a steady burn Filter by month range, cashflow or category, and export any chart as an image. BUDGET TARGETS Compare your spending with the 50/30/20 rule - needs, wants, savings - or set your own percentages, and see target versus reality. YOUR MONTH, YOUR WAY Your budget month can start on any day, so it matches when your salary actually lands. Customize categories, subcategories and cashflows. OPTIONAL SYNC BETWEEN YOUR PHONES Sync is off by default: if you never turn it on, nothing changes and CapBudget stays 100% local. If you turn it on, your phones exchange their changes through a relay server run by Pixeon. Everything is encrypted on your phone before it is sent, and only your paired phones hold the keys, so the relay cannot read your data. It only sees technical information such as message sizes and times. Phones are paired by scanning a QR. YOUR DATA STAYS YOURS Everything lives in a single file on your device. Export a backup whenever you want and keep it wherever you like. Nothing is uploaded unless you turn on sync. With light and dark themes.