CashWise vs Split Wisely

CashWise is the AI-powered budget app and expense tracker for personal money, subscriptions, and shared expenses. Your money does not live in one place. It is spread across bank accounts, recurring charges, group chats, roommate bills, trip payments, and random notes. CashWise brings it together so you can see what is happening, what is coming up, and what still needs to be settled. PERSONAL MONEY, MADE CLEAR Connect your accounts with Plaid and see your balances, transactions, spending, and safe-to-spend number in one place. CashWise helps you understand where your money goes, track daily expenses, and stay ahead before small charges turn into bigger problems. BUDGETS THAT FIT YOUR REAL SPENDING Build budgets manually or use the AI Budget Wizard to create category limits based on your actual spending history. Track your pace, get alerts when you are close to your limit, and see how your budget affects your projected savings. Use CashWise to: • Budget by category • Track spending automatically • Review trends by week, month, quarter, and year • Monitor safe-to-spend • Stay focused on your goals SUBSCRIPTION AND RECURRING CHARGE TRACKING Subscriptions are easy to forget. CashWise helps detect recurring charges, track upcoming renewals, show annual subscription spend, and flag price changes so you know what is quietly draining your account. Track: • Subscriptions • Recurring bills • Upcoming renewals • Repeated charges • Monthly services • Price changes GROUPVAULT FOR SHARED EXPENSES CashWise is built for the money you manage with other people. GroupVault helps organizers create a shared money hub for roommates, trips, clubs, teams, fundraisers, events, and friend groups. Create a GroupVault, set a target amount, choose accepted payment methods, add a due date, invite members with one link, and track who has paid, who has not, and what is settled. GroupVault helps with: • Rent and utilities • Trip expenses • Club dues • Event payments • Fundraisers • T-shirt orders • Household costs • Group bills No spreadsheets. No payment chaos. No chasing people through group chats. AI FINANCIAL COACH WITH PERSONALITY CashWise turns your real transaction data into personalized money insights. Ask questions, understand your spending, and choose the AI persona that fits how you want to be coached: • The Coach — supportive and practical • The Savage — brutally honest • The Realist — direct and balanced • The Sergeant — strict and accountable Get financial insights that feel specific, useful, and human. WHY CASHWISE • Personal finance and shared money in one app • Bank account linking through Plaid • Automatic transaction sync • AI categorization across 17 spending categories • Budget tracking and AI-generated budgets • Subscription and recurring charge tracking • Safe-to-spend visibility • GroupVault shared expense tracking • Organizer dashboards and payment status • Push reminders for unpaid members • AI money insights and personas CashWise is not just a budgeting app, subscription tracker, or bill splitter. It is a modern money app for how young adults actually live: personal spending, recurring charges, budgets, and shared expenses all connected in one place. Budget smarter. Track spending. Catch subscriptions. Organize group money. Stay one step ahead with CashWise. Please see our Privacy Policy and Terms of service at the links below: Terms of Use (EULA): https://cashwiseapp.com/terms-of-service Privacy Policy: https://cashwiseapp.com/privacy-policy

The modern way India splits expenses. Split Wisely makes sharing costs with friends, flatmates, couples and trip groups effortless — and actually pleasant to look at. Add an expense in seconds, see exactly who owes whom, settle in one tap with any UPI app, and keep your own spending tracked privately on the side. Split Without the Awkwardness • Groups for trips, homes, couples and everything else • Every split style: equally, exact amounts, percentages, shares, +/- adjustments • Multiple payers, multi-currency, receipts, notes and comments • Balances computed precisely to the paisa — no rounding disputes Settle Up in Seconds • One-tap settle with your UPI app, pre-filled with the right amount • Simplify debts inside groups — fewest possible transfers • Gentle reminders (never spammy — one per day, only when they owe you) Your Personal Money Tracker (free) • A private tracker at the center of the app — add a spend in 2 taps • Monthly view with history, categories and daily averages • Nothing here is shared with anyone Your Own AI Money Coach (Pro AI) • Financier — chat with an AI that actually knows your spending, splits and balances • Savings Coach — a monthly report: unused subscriptions, EMIs, concrete ways to save • Import credit-card and Paytm / PhonePe / Google Pay statements (PDF, Excel, CSV) • Connect Gmail and bills in your inbox import themselves — you review first • AI reads, categorises and de-duplicates across every source — even a card spend made through UPI showing up in two statements • Statement files are deleted right after processing EMIs Under Control (free) • Every loan in one place: monthly load, months left, payoff date • EMI-like payments detected automatically from your spends Split Wisely Pro — ₹99/month · Pro AI — ₹299/month or ₹2,999/year Pro: unlimited daily expenses, receipt scanning, itemization, advanced dashboard and charts, expense search, saved default splits, currency conversion. Pro AI: everything in Pro plus the Financier chat, Savings Coach, AI statement import and Gmail bill sync. Private & Secure by Design • Your data lives in India (Mumbai region) • Bank-grade security rules on every record • Biometric app lock, full account deletion in-app Fair with friends. Smart with money. Split Wisely. Subscriptions Split Wisely Pro is Rs 99/month. Pro AI is Rs 299/month or Rs 2,999/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Split Wisely Terms of Service: https://splitwisely.cognitivesquad.com/terms Privacy Policy: https://splitwisely.cognitivesquad.com/privacy