Expense Tracker Simple vs JotWell

Most expense apps forgot what "simple" means. This one never did. Expense Tracker Simple is the app for people who just want to log what they spent, and nothing else. No setup. No account. No subscription. No tutorial. You open it, you log, you're done. Free. Forever. No catch. Not free for 7 days. Not free with a 5-expense limit. Not free until you "upgrade to Pro." Every single feature in this app, expense logging, monthly history, pie charts, custom categories, is yours forever, from the moment you download it. No credit card. No subscription. No expiry. No account. Not now. Not ever. You don't sign up. You don't verify an email. You don't create a password you'll forget. The app works the moment you open it, privately tied to your device_id. Nothing leaves your hands. Three taps. Every time. Open → Amount → Category → Done. That's the entire flow. No onboarding wizard. No budget targets to configure. No "link your bank account." Just log what you spent and move on with your day. Everything you need. Nothing you don't. • Log expenses with amount, category, date, and a note • 10 built-in categories for everyday spending • Add up to 15 custom categories • Browse any past month in history • Pie chart breakdown of where your money went • Get deeper insights into your spending with the analytics section • Yearly view to spot spending patterns • No bank connection. No data selling. Built for real people, not accountants. If you've downloaded five expense apps and deleted all of them because they were too complicated, too expensive, or too pushy, this is the one you've been looking for. It doesn't do everything. It does exactly enough.

Track everyday income and expenses without an account or bank connection. JotWell keeps your private money ledger on your iPhone. Add entries by hand or with on-device voice. Review each voice draft before saving. Use categories, tags, and custom fields to keep your records organised. TRACK MONEY YOUR WAY - Log income and expenses in seconds - Add several entries at once with on-device voice - Turn shared text or links into editable entries with the Share Sheet - Turn matching transaction messages into editable drafts with a personal Apple Shortcuts automation - Create recurring entries and review upcoming money UNDERSTAND YOUR SPENDING - Review totals, trends, and category breakdowns for any date range - Set a monthly budget and category limits - See private Money Memory check-ins based on your ledger history - Add configurable Home Screen widgets and local reminders KEEP CONTROL OF YOUR DATA - Import CSV, XLS, and XLSX files from common money apps - Export CSV files and create portable JSON backups - Schedule JSON backups to a folder you choose in Files - Protect JotWell with Face ID, Touch ID, or your device passcode - Restore deleted entries from Trash for seven days - Choose your currency, app language, and theme JotWell contains no ads, cloud ledger, or third-party analytics. The app does not request Messages access or read your inbox. A personal Shortcuts automation passes only the matching message text you choose. Download JotWell and start your private money ledger.