Splito vs OweNo

Splito makes splitting expenses simple, flexible, and stress-free. Create groups, add expenses, and keep track of who owes what - without the usual friction. With Splito, you can add anyone to your group, even if they don’t have the app yet. Perfect for trips, shared apartments, dinners, and events. Why Splito? • Add anyone instantly - even if they don't have the app yet • No friction when creating or managing groups • Clear and simple overview of all expenses • Automatic balance calculations • Settle up quickly and easily Built for real life Not everyone wants to download an app just to be added to a group. Add friends by name, track everything in one place, and let them join later if they want. Use Splito for: • Traveling with friends • Group trips and vacations • Shared apartments • Nights out and dinners • Events and group activities

OweNo makes splitting expenses with friends, family, and travel groups effortless — so you can focus on the fun, not the spreadsheets. SPLIT ANY WAY YOU LIKE Add expenses in seconds. Split equally or customise amounts per person. Scan a receipt with your camera to pre-fill the details automatically. Multi-currency support with live exchange rates means travelling together is never complicated. KNOW EXACTLY WHERE YOU STAND OweNo's smart debt simplification algorithm minimises the number of payments needed to settle a group. Your balances always float to the top, so you can see at a glance who owes what — and settle with a single tap. MADE FOR GROUPS Create groups for dinners, holidays, flatmates or family. Organise members into family sub-groups, pin your most active groups, and use Travel Groups for trip-specific planning — including a built-in itinerary tab. CROSS-GROUP OVERVIEW See all your outstanding balances across every group in one place, converted to a single currency with live exchange rates. One net figure tells you exactly where you stand across your entire social circle. STAY IN THE LOOP Push notifications keep everyone informed the moment an expense is added, edited, or settled — without spamming the person who made the change. PRIVACY & SECURITY Sign in with Google or Apple. Your data stays yours. Deactivate your account at any time and reactivate whenever you're ready, with all your history intact. OTHER FEATURES - Receipt scanner (OCR) to pre-fill amounts automatically - Activity log with filters for every group - QR code invites — share a link or scan to join - Spending charts and category breakdowns - Archive groups you're done with, restore them anytime - Community feedback — share ideas, report issues, vote on features