Closer vs Net Worth Tracker
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Closer
Read full descriptionHide full description
Everything you own, in one number. Then a plan to grow it. Closer shows your entire financial picture: savings, investments, pensions, property, crypto and debts. All as a single figure, telling you exactly what it takes each month to reach the number you're aiming for. No bank connection. No account. No subscription. HOW IT WORKS 1. Set your goal ā retirement, a house deposit, your FIRE number 2. Add what you own and what you owe 3. See what it takes each month, and watch it happen TRACK EVERYTHING - Savings, cash and current accounts - Stocks with live prices - Crypto with live prices - Workplace pensions and SIPPs - ISAs, funds and ETFs - Property and vehicles - Mortgages, loans and credit cards A PLAN, NOT JUST A NUMBER Most trackers tell you where you are. Closer tells you what to do about it. - See the monthly amount that reaches your goal on time - Drag to see what a different amount would mean - If there's a gap, see exactly how big it is - Project when you could stop working, year by year UK ALLOWANCES - See what's left of your ISA allowance this tax year - Track pension contributions against your annual allowance - Know how many days remain before 5 April SEE WHAT ACTUALLY MOVED IT Contributions, market growth, and assets added or removed ā split out, so you know whether you earned it or saved it. YOUR DATA STAYS ON YOUR PHONE - No account to create - No bank connection, so nothing to breach - Balances and history never leave your device - Face ID lock and privacy mode, both free WIDGETS AND APPLE WATCH - Home screen and lock screen widgets - Apple Watch app with goal progress CLOSER PRO ā ONE PAYMENT, FOREVER No subscription. No monthly fee. - Multiple goals, each tracking its own assets - ISA and pension allowance tracking - See what moved your net worth - Medium home screen widget - Export everything as CSV Built by an indie developer in the UK.
Net Worth Tracker
Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.
- Unlimited free accounts for cash, crypto, and debt
- Net-worth trend visualization
- Live crypto and exchange rate updates
- Asset allocation overview
- What-if scenarios and retirement planner
- Data export to CSV/JSON
- Private, local-first data storage
Read full descriptionHide full description
Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE ⢠Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards ⢠Multi-currency with live exchange rates, shown in your home currency ⢠A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY ⢠Net worth trend and asset allocation at a glance ⢠A full activity ledger with search, so every deposit, transfer and payment is on record ⢠Savings goals with progress you can see PLAN AHEAD ⢠FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers ⢠Snapshot reminders so the trend never has gaps YOURS, ALWAYS ⢠CSV import with a column mapping step, so your spreadsheet comes with you ⢠Export to CSV, JSON or Markdown at any time. Backup and restore are free ⢠Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Net Worth Tracker at none against Closer's 1. Net Worth Tracker also leads on update cadence (every 10 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Closer sells 1 one-off in-app purchase. Net Worth Tracker asks for nothing beyond the download.
Closer ships an update every 3 months, Net Worth Tracker every 10 days. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.
| Parameter | Closer | Net Worth Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | ā | 100.0% of reviews |
| Update frequency | Every 3 months | Every 10 days ā better |
| Ads | No | No |
| In-app purchases | Yes | No ā better |
| Monetization | ā | Freemium |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Mac |
| Requires iOS | 17.0 ā better | 18.0 |
| Further details ā not scored | ||
| Size | 8 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | George Parker | Jawahar Natarajan |
In-app purchases
Closer
- Closer Pro$5.99
Net Worth Tracker
No in-app purchases








