Spliiit vs Chaaq

Split rent, trips and shared bills with the people you live, travel and eat with. Spliiit keeps a running tab of who owes who, so nobody has to do the math or chase anyone. Every feature is free. No paywall, no daily limit on expenses. KEEP A RUNNING TAB • Groups for your apartment, a trip, a team or a couple, or split one-on-one with a friend • See who owes who across every group and friend, always up to date • Simplify debts: turn a tangle of IOUs into the fewest payments • Add people who aren't on Spliiit yet. Their share is tracked until they join SPLIT IT ANY WAY • Equally, by percentage or by exact amounts • Add tax and tip before you split • Recurring expenses: set up rent or a weekly grocery run once and it repeats • Traveling? Log expenses in 12 currencies with live exchange rates LET AI DO THE TYPING • Quick-add bar: type it like you'd text a friend, "groceries 84 with Sam and Priya", and it becomes a split • Scan a receipt: AI reads every item, you tap who had what • AI Mode: chat to add expenses, or drop in a receipt photo or PDF and it drafts the splits for you • Voice (beta): say it out loud instead of typing GET PAID BACK, MINUS THE AWKWARD TEXT • Auto reminders: Spliiit emails people who owe you every 7, 14 or 30 days, in the tone you pick: friendly, funny, firm, passive-aggressive or awkward • Send a one-off reminder whenever you need to • Save how you like to be paid (bank transfer, payment apps or cash) so friends know where to send it • Settle up in a tap and the balance goes back to zero • Spliiit never moves your money. It just keeps score A HISTORY EVERYONE CAN TRUST • Every add, edit and delete shows up in the group or friend history • Deleted something by mistake? Restore it • Edit the amount, who paid, the date or the note after the fact • Spent date and posted date are kept separately, so everyone can see when something was added late STAY IN THE LOOP • Notifications when someone adds, edits, deletes or settles an expense you're in, with a switch for each kind • Export any group or friend to a spreadsheet, emailed to you • Switching apps? Import a group's history from a CSV export • Sign in with Apple, Google or email Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.