CardPecker vs PerkPulse

CardPecker — Use Your Best Card Stop guessing which credit card to use. CardPecker instantly shows which card earns the most for dining, hotels, airlines, groceries, travel, and more — and tells you when an offer or a program change is worth knowing about. CHOOSE THE BEST CARD Add your cards and reward multipliers once. Select a spending category to see your cards ranked by their effective return, including the estimated points and cash value you could earn. TODAY'S CARD NEWS Award chart changes, annual fee moves, new routes and program shake-ups, gathered each morning from the publications that cover them. Every story says where it came from — confirmed by the issuer or airline itself, or reported by a named publication — so you can judge it for yourself. CARD-LINKED DEALS Amex Offers, Chase Offers, Citi Offers and merchant promotions, with the terms up front: spend thresholds, statement credits, points earned, and whether the offer has to be activated first. Filter by issuer, and open the original source whenever you want to check the details. NEVER FORGET A BENEFIT Track travel credits, dining credits, lounge access, free nights, checked-bag benefits, and more. Benefits automatically renew according to the schedule you configure, so you can quickly see what remains available. TRACK PURCHASES AND RECEIPTS Record a purchase directly from a card recommendation. CardPecker calculates the points earned and estimated value using the card's reward multiplier. Review receipt history, filter by card, and monitor monthly totals. SCAN RECEIPTS ON-DEVICE Photograph a paper receipt and let CardPecker read the merchant and total. Receipt recognition happens directly on your iPhone, and saving the receipt image is optional. BUILT FOR MULTI-CARD WALLETS Whether you carry two cards or twelve, CardPecker makes reward categories easier to manage. Use subcategories to distinguish airlines, hotels, and other brands when different cards earn different rates. ALERTS ON YOUR TERMS Choose whether news, deals, or both are worth an alert. Turn either off at any time, and CardPecker stops sending it. OPTIONAL ICLOUD BACKUPS Schedule daily, weekly, or monthly backups to iCloud Drive. Restore your cards, benefits, purchase history, and saved receipt images when moving to another iPhone. PRIVATE BY DESIGN No account is required. Your cards, benefits, and receipt history are stored locally on your device, and receipt scanning uses on-device text recognition. News and deals are fetched from CardPecker's own service, and nothing about your cards or your spending is sent with the request. CardPecker does not ask for your location.

PerkPulse helps you get the most out of each of your credit cards; never leave money on the table again. Add your cards once and PerkPulse does the math so you don't have to. What PerkPulse does: Wallet — see all your cards and their reward rates at a glance Optimizer — tap any spending category to instantly see your best card and the exact cash back percentage Benefits Tracker — track recurring credits so you never let a $10 dining credit or $300 travel credit expire unused Points Portfolio — see what your Amex, Chase, Capital One or other bank points are worth and what you could redeem them for Card Recommendations — get card recommendations based on your goals, and the cards already in your wallet Card Comparison — See side by side comparisons on credit cards to help you decide which one you want next or to keep Summary — Get a score for your wallet, quarterly and yearly reports and more Pro features ($4.99/month or $34.99/year): - Unlimited card wallet - Full benefits tracking - Benefits expiry alerts - Transfer bonus alerts - Annual fee alerts Terms of Use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula