Expenses & Subscriptions vs SplitPie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expenses & Subscriptions
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Expenses & Subscriptions is the iOS app to control your expenses, subscriptions and shared accounts without relying on any server. Your data lives on your iPhone and is synced only with the people you pick via iCloud Drive. FEATURES • Subscription hub with automatic logos, monthly total and upcoming renewals. • Personal and shared expenses, with your real share calculated automatically. • Financings with installments, remaining debt and next charges. • Full salaries with breakdown, plus other income in the same month: extra payments, rent, one-off jobs. • Hypothetical scenarios to simulate raises, moving houses or new expenses. • Dashboard with alerts, category radar and monthly/yearly breakdown. • Calendar with upcoming charges and filters. • Import and export your full data as CSV (no lock-in). • Multi-select with bulk archive/delete and Undo. • Accounts with their cards, colors and full personalization. PRIVACY • No account, no sign-up, no external servers. • Data never leaves your iPhone except to the iCloud Drive folder you choose. • No ads, no trackers, no in-app purchases. Perfect for couples, flatmates or anyone who wants detailed control of their finances without depending on someone else's cloud.
SplitPie
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SplitPie is splitting and personal budgets in one app — built to work offline. Know what’s safe to spend Set your income and a savings target. SplitPie shows a daily “safe to spend” number (income − savings − spent so far). Suggested 50/30/20 category caps, Food / Transport / etc. limits, 80% and 100% alerts, and unused budget that can roll into next month. Shared expenses count against the right budget automatically. See who owes whom Split equally, by shares, percentages, or exact amounts. Groups for trips and home. One tap to settle. You always see “you owe” and “you’re owed” — not a long friends list. Works with no signal Add an expense on a flight or in a dead zone. It lives on your phone and syncs when you’re back. Receipt scan works on-device. Import Splitwise CSV. Upload bank statements. (Gmail auto-scan is coming soon.) Free, with optional ads. No paid lock on splitting or budgets. Privacy: https://splitpie.app/privacy.html Terms: https://splitpie.app/terms.html Support: feedback@splitpie.app
Screenshots
Verdict
The clearest difference is ads: Expenses & Subscriptions at none against SplitPie's shown. Expenses & Subscriptions also leads on update cadence (weekly vs every 3 weeks). SplitPie's advantage is iOS requirement (15.5 vs 27.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Expenses & Subscriptions ships an update weekly, SplitPie every 3 weeks. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.
| Parameter | Expenses & Subscriptions | SplitPie |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 27.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 25 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Blas Orti Moya | Abhinav M |
In-app purchases
Expenses & Subscriptions
No in-app purchases
SplitPie
No in-app purchases
Questions
Is Expenses & Subscriptions free?
Is SplitPie free?
Do Expenses & Subscriptions or SplitPie have ads?
Which is updated more often, Expenses & Subscriptions or SplitPie?
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