Tipid App vs Clerkly

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!

Snap receipts in seconds. No account required, no forced subscriptions, and zero tracking. Clerkly is the ultra-fast receipt scanner, spending analytics, and tax tracker built for freelancers, contractors, gig workers, travelers, and small businesses. Turn receipts, invoices, screenshots, and PDFs into organized, audit-ready expense logs instantly. WHY YOU'LL LOVE CLERKLY • Receipt Intelligence (New!): Understand your spending like never before with interactive Swift Charts. Explore category donut breakdowns, track top merchant trends and period-over-period growth, spot your largest expenses, and visualize HSA wealth compounding over time. • Purchase or Sale Tracking (New!): Sold something? Mark any receipt as a Sale instead of a Purchase. Sales show a SOLD badge and their own separate Sold total, and never inflate your expenses, charts, or tax write-offs, while staying fully searchable and marked as sales in CSV & PDF exports. • Share Sheet Extension (New!): Import receipts from anywhere. Send PDF invoices, email receipts, photos, or webpage receipts straight from Safari, Mail, Files, or Photos directly into Clerkly without opening the app first. • Instant Scan & Shortcuts (New!): Capture receipts with zero friction. Launch the camera with 1 tap using your Action Button, Control Center, Lock Screen widgets, or hands-free via Siri: "Hey Siri, scan receipt in Clerkly." • Business Tax Shield: Maximize deductions! Visualize write-off savings in real time based on your tax jurisdiction and rate. Track filed vs. unfiled business expenses and set native Apple Reminders for filing deadlines. • Executive & Audit-Ready Exports: Generate clean CSV files for Excel/QuickBooks, comprehensive PDF audit packets with receipt images attached, or presentation-ready Executive PDF reports featuring embedded visual charts. • Historical ECB Rates (150+ Currencies): Clerkly pulls official European Central Bank (ECB) benchmark exchange rates from the exact date of purchase—not today's rate—for an audit-ready paper trail. • HSA Medical Vault: Track unreimbursed medical receipts, calculate estimated tax savings, and export audit-ready PDF packets with Form 8889 summary schedules. • Standalone Backup & Restore: Export your entire library—receipts, metadata, and full-resolution photos—into a secure backup file to archive or restore anytime. • Receipt Archive & Recently Deleted: Declutter your feed by archiving processed receipts, and safely retrieve accidentally removed items with 30-day retention. • Smart Tagging & Spotlight Search: Auto-detected categories, custom tags, and instant filtering. Search receipts directly from your iPhone Home Screen via Spotlight. • Private iCloud Sync: Seamless automatic sync across your iOS devices via your personal iCloud storage. • Fast Batch Editing: Long-press to quickly select, tag, classify, or archive multiple records at once. PRIVACY & SECURITY FIRST • Zero Accounts & Zero Tracking: No logins or personal details required. We never track you or sell your data. • Private Storage: Your saved receipts live only on your device and your personal iCloud — we run no servers of our own and can't see your receipts. • Secure Processing: Receipt photos are processed strictly for text extraction and never used to train AI models. PRICING • Free Tier: 10 lifetime scans and store up to 5 active receipts. • Clerkly Pro: Unlimited scans, Receipt Intelligence charts & executive reports, Tax Shield Estimator, HSA Vault, and unlimited PDF & CSV exports. $4.99/month or $29.99/year — or a $99.99 one-time lifetime purchase covering every future Pro feature. Tax savings figures are estimates only and not tax advice. Terms: https://alooshman.github.io/Clerkly-Docs/terms.html Privacy: https://alooshman.github.io/Clerkly-Docs/privacy.html FAQ Q: Will I lose receipts if I switch phones? A: No. Clerkly syncs with your personal iCloud account and restores automatically. You can also export standalone backup files anytime.