Hati vs AccountMaster Expense Tracker

Split bills. Stay friends. Hati is the expense splitter that just works. Snap a receipt, type it in, or describe a split in plain words. Hati figures out who owes what, instantly. No spreadsheets, no math, no awkward follow-ups. Built for roommates, friend groups, couples, trips, and every shared tab that gets messy fast. WHY HATI • Describe a split in plain words - Say "Alex and I split starters, Maria had the steak, 12% service" and Hati fills in the details. • Snap a receipt - Hati grabs the items for you. • Simpler group balances - Simplify expenses so settling takes fewer payments. • Flexible splits - Evenly, by item, by share, or custom amounts. • Groups that stay organized - Separate tabs for home, trips, dates, and events. • Real-time balances - See who owes whom and how much the moment something changes. • Settle the way you actually pay - Record cash, bank transfer, GCash, Venmo, PayPal, or other off-app payments and keep the ledger clear. • Multi-currency support - Each group in its own currency with one clear view of balances. • Guest members - Add people who aren't on Hati yet. They can claim their seat later. • Edit together - Group members can fix mistakes, update details, or remove the wrong entry. HOW IT WORKS 1. Create a group. 2. Add an expense (scan, type, or describe). 3. Choose who paid and who's included. 4. Pick a split. 5. Hati updates everyone's balances. PRIVATE AND YOURS Hati does not process payments or hold your money. It helps your group keep an accurate ledger so you can settle outside the app, your way. START FREE. UPGRADE WHEN YOU NEED IT. Hati is free to use, forever. Unlock Hati Pro for: • Unlimited receipt scans and described expenses • Personal budgets for tracking your own share • Multiple saved payment methods • Full reports - view and export your group history Just Hati it. – Terms of Use: https://hati.anito.dev/terms

Meet your personal accountant. Ah Cai gets out of your way. Open the app, tap "lunch 35" on the big keypad — done, filed under "Food." Three seconds. No menus, no category picking. Why Ah Cai - Fast: natural-language input, large keypad, three seconds an entry - Accurate: on-device auto-categorization that learns your habits; no cloud, no network - Complete: bill splitting, monthly stats, budget alerts, iCloud sync - Private: data stays on your device (optional iCloud); no tracking, no ads Features - Quick entry: "Taxi 28" → Transport; "-8000" → Income (or tap the Income toggle). - Auto categories: 8 expense + 5 income presets; correct it once and it remembers. - Stats: monthly cash flow, category breakdown, daily trend, month-over-month. - Bill splitting: split travel costs, auto-calc the fewest transfers, track refunds that offset expenses, and export the whole group to Excel or text to settle up in chat. - Budget: set a monthly cap and get alerts. - Backup & iCloud: JSON export, optional no-sign-in iCloud sync. Privacy first — No account, no cloud categorization, no uploading your bills. Free vs Pro — Free: tracking, list, monthly stats. Pro (one-time ¥6): budget alerts, export, themes. Ah Cai — your private accountant.