Hati vs billmo

Split bills. Stay friends. Hati is the expense splitter that just works. Snap a receipt, type it in, or describe a split in plain words. Hati figures out who owes what, instantly. No spreadsheets, no math, no awkward follow-ups. Built for roommates, friend groups, couples, trips, and every shared tab that gets messy fast. WHY HATI • Describe a split in plain words - Say "Alex and I split starters, Maria had the steak, 12% service" and Hati fills in the details. • Snap a receipt - Hati grabs the items for you. • Simpler group balances - Simplify expenses so settling takes fewer payments. • Flexible splits - Evenly, by item, by share, or custom amounts. • Groups that stay organized - Separate tabs for home, trips, dates, and events. • Real-time balances - See who owes whom and how much the moment something changes. • Settle the way you actually pay - Record cash, bank transfer, GCash, Venmo, PayPal, or other off-app payments and keep the ledger clear. • Multi-currency support - Each group in its own currency with one clear view of balances. • Guest members - Add people who aren't on Hati yet. They can claim their seat later. • Edit together - Group members can fix mistakes, update details, or remove the wrong entry. HOW IT WORKS 1. Create a group. 2. Add an expense (scan, type, or describe). 3. Choose who paid and who's included. 4. Pick a split. 5. Hati updates everyone's balances. PRIVATE AND YOURS Hati does not process payments or hold your money. It helps your group keep an accurate ledger so you can settle outside the app, your way. START FREE. UPGRADE WHEN YOU NEED IT. Hati is free to use, forever. Unlock Hati Pro for: • Unlimited receipt scans and described expenses • Personal budgets for tracking your own share • Multiple saved payment methods • Full reports - view and export your group history Just Hati it. – Terms of Use: https://hati.anito.dev/terms

Splitting a bill should take seconds, not a spreadsheet. billmo turns a photo of any receipt into a fair, itemized split — so everyone pays exactly their share. SCAN & SPLIT IN SECONDS Point your camera at the receipt. billmo reads each line item, and you just tap who had what. It does the math — including service charge and discounts — down to the cent. KNOW WHO OWES WHAT billmo keeps a running balance with every person and group. See "To Pay" and "To Collect" at a glance, and settle up when you're squared away. Balances between registered users stay perfectly in sync on both sides. GROUPS THAT STAY CLEAN Create a group for the trip, the flat, or the barkada. Add expenses, and billmo tracks each person's share automatically. Join by QR or code, with the group creator approving who gets in. GET PAID YOUR WAY Save your bank or e-wallet QR once. When someone owes you, they can pull it up and pay you directly — and only people who actually owe you can see it. BUILT FOR THE REAL WORLD - Multi-currency: record a bill in the local currency, see your share in your home currency - Recurring bills for rent, subscriptions, and monthly splits - Works with friends who aren't on billmo yet — add them by name - Your receipts are never stored: they're read once and discarded PRIVATE BY DESIGN Your bills and balances are yours. Delete your account anytime and your personal data is erased. Free to use, with free scans to get you started. Optional Splitties bundles top up your receipt scans whenever you need more. Split the bill, skip the awkward. Download billmo.