Hyperbeat Pay vs Argus Crypto Tracker

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.

Argus is a crypto portfolio tracker for people who want to see exactly what they hold — without handing their financial data to anyone. Everything lives on your device. No account, no sign-up, no tracking, no ads. SEE YOUR NET WORTH, HONESTLY A clean net-worth chart built from real price history and your own transactions — never faked. Cash and crypto broken out at a glance, with gains and losses shown only where they belong. ADD WHAT YOU HOLD — THREE WAYS, EASIEST FIRST • Add a holding — just type how much of a coin you own. • Import from a wallet — paste a public address and Argus pulls your balances across 12 chains: Ethereum, Base, Arbitrum, Polygon, Optimism, Scroll, zkSync Era, Gnosis, Celo, Unichain, Mode and Plasma (read-only; it never asks for a seed phrase or key). Coins are matched by their contract rather than their ticker, so a look-alike token can't pass itself off as the real one. • Import a CSV — bring your history across as date, type, asset, quantity, price. REAL COST-BASIS MATH Log buys and sells with fees, and Argus tracks your true cost basis and realized gains — switch between FIFO, LIFO, and HIFO to see how it changes. STAKED POSITIONS, COUNTED Argus reads StakeWise V3 vault deposits, so ETH sitting in a vault is part of your net worth instead of missing from it — and it stays listed apart from wallet ETH rather than merged into one number. LOANS, COUNTED BOTH WAYS Borrowing against your crypto? Import loans from Aave, Spark, Compound, Fluid and Morpho, and Argus counts the collateral you still own minus what you owe, with each loan's health factor. Imported loans stay current on their own, and Argus lets you know when it finds a new one. Any other loan — an exchange, a bank — can be added by hand: what you borrowed, and what it's borrowed against. PRICES, CHARTS AND NEWS Live prices and logos for the top 1,000 coins, a price chart on every holding over one week, one month or three months, plus per-coin news headlines. PRICE ALERTS Set a target on any coin and get a notification when it's hit. Argus checks in the background — iOS schedules those checks, so the alert arrives shortly after the move rather than the instant it happens. Alerts are delivered locally, so no server ever sees them. PRIVATE BY DESIGN Your holdings never leave your phone. Argus fetches only public market data, public headlines, and — if you choose — public wallet balances and loan positions. There are no accounts and nothing to sign in to. Argus is a tracker, not an exchange: it holds no funds, places no trades, and never touches your keys.