Hyperbeat Pay vs AllScale

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.

AllScale brings stablecoin invoicing, payments, and wallet management into one app. Create and share invoices Build an invoice, send the payment link to your client, and track its status from creation to settlement. Give clients more ways to pay Depending on availability in their region, clients can use supported stablecoins or other enabled payment methods. They do not need an AllScale account to open a payment link. Manage your stablecoins View USDT and USDC balances, receive funds, send to supported wallet addresses, and review your transaction history. Sign in without a seed phrase Use a passkey or another supported sign-in method to access your self-custody wallet and authorize transactions. Built for global work AllScale helps businesses, freelancers, and contractors organize cross-border payment workflows without relying on disconnected invoicing and wallet tools. AllScale is a financial technology developer, not a bank, and does not provide digital asset custody services. Features, assets, networks, and payment methods vary by region and account eligibility.