Manilo vs Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Manilo
Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.
- Voice-activated expense logging
- AI-powered categorization
- Receipt scanning and OCR
- Multi-currency account management
- Shared expense tracking
- Monthly budget setting
- Web dashboard for insights
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Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budget Tracker
Track your daily expenses and income with this straightforward app. It helps you understand where your money goes, set budgets, and view spending breakdowns without needing bank connections. Ideal for those seeking financial clarity.
- Log expenses and income quickly
- Set and track monthly budgets
- View spending breakdown by category
- Detailed reports with charts and trends
- Search and filter transaction history
- Supports 20 currencies
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Where does your money go? You earn it, you spend it, you check your balance — and somehow it's already gone. You're not alone. SpendLog is the simple tracker that finally shows you exactly where it all went. No bank connection needed. Just you and your spending. With SpendLog you'll always know where your money went, whether you're hitting your budget goals, and exactly which categories are draining your wallet. No confusion. No surprises. Just clarity. Here's how SpendLog works: → Log expenses and income in seconds — category, date and notes all in one place → Set your monthly budget and track it in real time → See your full spending breakdown by category → Browse detailed reports — charts, balances, and trends all in one place → Search and filter your complete transaction history → Choose from 20 currencies to match where you are SpendLog is built for people who have tried budgeting before and gave up. No accounts. No complicated setup. No learning curve. Open the app. Log your first expense. That's it. You've started. Download SpendLog today and find out exactly where your money has been going. Finally.
Screenshots
Verdict
The clearest difference is update cadence: Manilo at every 5 days against Budget Tracker's fortnightly. Manilo also leads on device support (4 vs 2). Budget Tracker's advantage is iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Manilo sells 2 in-app purchases, starting at $2.99 per month and Budget Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Manilo against 5.0 for Budget Tracker. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Manilo ships an update every 5 days, Budget Tracker fortnightly. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.
| Parameter | Manilo | Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 5 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 144 MB | 60 MB |
| Age rating | 4+ | 4+ |
| Developer | Borys Harholinskyi | Inan Mahmud |
Customer experience
Manilo
Budget Tracker
In-app purchases
Manilo
- Ledgy Cloud Monthly7 Days trial$2.991 Month
- Ledgy Cloud Yearly7 Days trial$19.991 Year
Budget Tracker
- SpendLog Lifetime$5.99









