Comparison

BudgetDaily vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetDaily

Features
Read full description

Know what your budget allows today, without handing over your bank login. BudgetDaily is a private, offline-first budget and net worth tracker for iPhone. There is no account to create, no advertising and no analytics or tracking. Your financial data stays on your device unless you choose an iCloud feature. BUDGET WITH A CLEAR DAILY PACE • See Today's balance: what your budget plan allows for today • Understand whether spending is ahead of or behind your plan • Gone over? See how many no-spend days it takes to get back on pace • Create daily, weekly, fortnightly, monthly, yearly, weekday or custom budgets • Group budgets and reuse categories across periods • Review budget history, forecasts and spending trends • See how recurring income, expenses and repayments compare with your budget headroom Today's balance is a planning guide. It is separate from your account balances and is not a guarantee of available cash. TRACK YOUR MONEY YOUR WAY • Add everyday and savings accounts, cash, credit cards and other balances • Record expenses, income and transfers with fast manual entry • Organise transactions with categories, notes and receipts • Track 40 currencies with your own exchange rates • See loans, investments, savings goals and net worth together • Keep future and pending transactions visible without changing today's real balance PLAN RECURRING MONEY • Review pending confirmations, payment plans and upcoming bills in the Recurring tab • Track bills, subscriptions, pay and other recurring transactions • Confirm, skip or reschedule upcoming amounts before they enter your ledger • Split shared expenses and track money owed to you • Apply one repayment across a person's open expenses in the same currency and review how it is allocated • Set up instalment plans and see future commitments • Use reminders when you choose to enable notifications KEEP BALANCES TRUSTED • Reconcile accounts against real-world balances • Review an activity log of important changes • Correct or undo recent entries when needed • Keep dated, pending and recurring activity explicit PRIVATE AND OFFLINE-FIRST • Use BudgetDaily without signing in or connecting a financial institution • No third-party advertising, analytics or tracking SDKs • Protect access with an app PIN and optional Face ID or Touch ID • Export and restore local backups, and export transactions as CSV • Optionally use private iCloud sync and automatic rolling iCloud Drive backups with Pro FREE AND PRO Free includes up to 2 accounts, 2 budgets, 1 loan and 1 investment, with core tools for recording transactions, following a budget and viewing Insights. BudgetDaily Pro adds: • Unlimited accounts, budgets, loans and investments • Custom categories and account tags • Home Screen widgets • iCloud sync, automatic iCloud Drive backups with a choice of backup frequency, and restoration on a new device • Shared budgets with read-only access for people you choose, limited to the budget you share; your other accounts and transactions stay private • Family Sharing with up to 5 family members BudgetDaily Pro is an auto-renewable monthly subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in Settings > [your name] > Subscriptions. Terms of Use: https://budgetdaily.github.io/app/terms.html Privacy Policy: https://budgetdaily.github.io/app/privacy.html Support: https://budgetdaily.github.io/app/support.html

About

Net Worth Tracker

Track your net worth privately with this local-first finance app. Monitor all your assets and liabilities, including crypto and investments, and visualize your financial growth over time. Plan for the future with projections and scenario planning.

Highlights
  • Unlimited free accounts for cash, crypto, and debt
  • Net-worth trend visualization
  • Live crypto and exchange rate updates
  • Asset allocation overview
  • What-if scenarios and retirement planner
  • Data export to CSV/JSON
  • Private, local-first data storage
Features
Read full description

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Screenshots

BudgetDaily4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is device support: Net Worth Tracker at 3 against BudgetDaily's 1. Net Worth Tracker also leads on iOS requirement (18.0 vs 26.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. BudgetDaily sells 1 in-app purchase, starting at $0.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BudgetDaily ships an update weekly, Net Worth Tracker every 10 days. Both last shipped on November 5, 2026.

Scorecard2 real differences Ā· 6 level
BudgetDaily versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterBudgetDailyNet Worth Tracker
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyWeekly — betterEvery 10 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS26.118.0 — better
Further details — not scored
Size37 MB67 MB
Age rating4+4+
DeveloperIVAN ELTHIAN TINGJawahar Natarajan

In-app purchases

1 purchases

BudgetDaily

Subscriptions1
  • BudgetDaily Pro$0.991 Month
2 purchases

Net Worth Tracker

Subscriptions1
  • Worthtally Pro - Yearly$9.991 Year
One-time1
  • Worthtally Pro$29.99

Questions

Is BudgetDaily free?
BudgetDaily is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do BudgetDaily or Net Worth Tracker have ads?
Neither BudgetDaily nor Net Worth Tracker shows ads.
Which is updated more often, BudgetDaily or Net Worth Tracker?
BudgetDaily ships an update weekly, and Net Worth Tracker every 10 days. Most recently, BudgetDaily was updated on November 5, 2026 and Net Worth Tracker on November 5, 2026.

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