Finfolio vs Net Worth Tracker

Finfolio is your all-in-one personal finance companion — track every bill, grow your wealth, and understand your spending, all in one beautifully simple app. Whether you're managing credit card dues, SIP investments, insurance renewals, FDs, or your family's net worth — Finfolio puts everything in one place, works offline, and keeps your data private. BILLS & SUBSCRIPTIONS Never miss a payment again. Track credit card dues, EMIs, insurance premiums, LIC policies, utility bills, OTT subscriptions, and more. Finfolio reminds you before every due date — days, weeks, or months in advance. • Smart reminders with custom lead time • Location-based alerts — remind when you arrive at a place • Auto-advance due dates after payment • Overdue detection with badge alerts • Duplicate bill detection before saving • Full payment history per task WEALTH & NET WORTH Know exactly where you stand financially at any moment. • Real-time net worth calculation across all assets and liabilities • Net worth trend chart over time • Mutual Fund SIP tracking with cumulative invested amount and CAGR projection • Inflation-adjusted SIP returns • Gold tracking (physical + digital) with live price per gram • Fixed Deposit tracker with maturity calendar and early alerts • Property, vehicles, and other assets • 80C Tax Saving Tracker — visualize progress toward ₹1.5L limit (PPF, NPS, SIP, FD) • Bill amount history sparkline for every investment row • Debt payoff progress bars for liabilities • Family member profiles — separate view per person BUDGET & INSIGHTS Understand your spending patterns and stay on track. • Monthly category budgets with live vs. actual comparison • 6-month spending trend chart with average line and highest/lowest callout • Predicted overspend alert — get notified when your pace exceeds last month by 10% • Savings rate tracker • Income logging (salary, rent, freelance, and more) • Surplus transfer to bank balance • Spending breakdown by category DOCUMENTS Keep all your financial documents safe and organized. • Scan and store receipts, bills, and financial statements • PDF viewer built in • Folder organization • Share documents with collaborators via share code • Monthly PDF report generation BACKUP & RESTORE Your data, always safe — even without iCloud. • Full backup to a single .finfoliobackup file (tasks, payments, PDFs, settings, SIP history — everything) • Optional AES-256 password encryption for backups • Restore from any backup file, even after deleting the app • Save backups to iCloud Drive, Google Drive, or email them to yourself SHARE & COLLABORATE • Share tasks with family or friends via a unique share code • Real-time sync via CloudKit — changes appear instantly across devices • Share financial documents securely DEEP APPLE INTEGRATION • Siri Shortcuts — "Hey Siri, what's my net worth?" or "Kitna bacha hai budget mein?" • Home Screen Widgets (small, medium, lock screen) — see upcoming dues at a glance • Interactive medium widget — mark tasks as paid directly from your home screen • Spotlight Search — find any bill from your home screen • Apple Calendar sync • Face ID / Touch ID lock • CSV export for Excel • PDF export for reports • iCloud sync across iPhone and iPad PRIVACY FIRST Your financial data stays on your device. No accounts required. No data sent to external servers. Location is used only on-device for geofenced reminders. DISCLAIMER Finfolio is a personal finance helper — not a financial advisor. All calculations are estimates. Always verify important financial data with a qualified professional. Use it as a helper, not an advisor.

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy