Jotfi vs iLekka
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Jotfi
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Jotfi is the fastest expense tracker on iOS. No forms. No dropdowns. No friction. Just type - and it's logged. Type "4.50 coffee" and you've logged a $4.50 coffee. Type "18 uber #work" and it's tagged to work. Type "65 dinner #food #date" and it's stacked with multiple tags. That's it. WHY JOTFI : Most expense apps slow you down. You tap through categories, pick dates, fill in fields - by the time you're done, you've forgotten why you opened the app. Jotfi works at the speed of thought. You type one line the moment you spend. Natural, fast, and actually something you'll stick with. HOW IT WORKS : β Just the amount: type "12" β logged as cash β Add a note: type "4.50 coffee" β logged with note β Add a tag: type "18 uber #work" β organised by category β Stack tags: type "65 dinner #food #date" β as many tags as you need No date picking - entries are timestamped automatically. No category tapping - tags are inline, fast, and yours. No mandatory notes - sometimes you just spent cash. FEATURES : β’ Instant text entry - one line, done β’ Smart tag system - #tag anything, filter by anything β’ Daily and monthly view - see exactly where your money goes β’ Calendar history - browse spending day by day, month by month β’ Monthly spending recap - automatic summary with trends β’ Export to CSV or plain text - your data, your way β’ Works fully offline - no account, no sync required β’ Dark mode - looks great in any lighting JOTFI PRO : Free users can log up to 4 entries per day and use up to 2 tags. That's enough to try it out. Upgrade to Pro for: β’ Unlimited entries - no daily or monthly caps β’ Unlimited tags - organise as many categories as you need β’ Export your data - CSV and plain text, anytime β’ Custom app theme - light, dark, or system PRIVACY : Everything stays on your device. No account required. No data sent anywhere. No ads. Ever. PERFECT FOR : β’ Daily spending tracking β’ Travel expense logging β’ Work expense tracking β’ Freelancer and contractor expenses β’ Anyone who wants a simple, fast money diary Stop letting small expenses go untracked. Open Jotfi, type one line, move on with your day. -------------------------------- Terms of Use: https://jotfi.mojostack.co.uk/terms Privacy Policy: https://jotfi.mojostack.co.uk/privacy Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple ID settings.
iLekka
Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.
- Automatic expense tracking from bank SMS
- Smart expense categorization
- Budgeting and spending analytics
- Personal finance dashboard
- Privacy-first iCloud storage
- Designed for Indian banking systems
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No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβwithout manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β HOW IT WORKS β Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β PRIVACY FIRST β Your financial data belongs to you. β’ Stored in your own iCloud account β’ No external servers β’ No account creation required β’ No ads β’ No tracking β’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β FEATURES β Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β BUILT FOR INDIA β Designed specifically for Indian banking and payment systems. β’ UPI transactions β’ Bank SMS alerts β’ Debit cards β’ Credit cards β’ Net banking β’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β FREE FOR 60 DAYS β Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β’ Monthly Subscription β’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ββββββββββββββββββββββββββββ SUBSCRIPTION & PRICING β’ Payment is charged to your Apple ID upon purchase confirmation. β’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β’ Manage or cancel subscriptions anytime from Apple ID Settings β Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ββββββββββββββββββββββββββββ iLekka. Know your money.
Screenshots
Verdict
The clearest difference is update cadence: iLekka at every 2 days against Jotfi's weekly. iLekka also leads on iOS requirement (18.2 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Jotfi sells 2 in-app purchases, starting at $2.99 per month and iLekka sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Jotfi ships an update weekly, iLekka every 2 days. The most recent releases landed on September 20, 2026 and October 8, 2026 respectively.
| Parameter | Jotfi | iLekka |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Weekly | Every 2 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | β | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 26.2 | 18.2 β better |
| Further details β not scored | ||
| Size | 14 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Mojostack Limited | Gagan Krishne |
In-app purchases
Jotfi
- Jotfi Pro - Monthly3 Days trial$2.991 Month
- Jotfi Pro - Yearly3 Days trial$17.991 Year
iLekka
- iLekka Pro Monthly2 Months trial$0.991 Month
- iLekka Pro$9.99









