Comparison

Settlr vs Call It Even

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settlr

Features
Read full description

Settlr is a completely free app for splitting bills and group expenses: no ads, no subscriptions, no in-app purchases and no daily limits. You sign up, but your friends don't have to: share a group link and they can add expenses and payments from any browser, with no app, account or password. Split costs, settle up, chat and plan trips, all in one app. Split Expenses Your Way • Unlimited expenses and groups, added in seconds • Split equally, by exact amounts, by percentage or by shares • Multi-currency with live, editable exchange rates • Attach receipt photos and videos • Automatic category detection, or create your own categories • Works offline: expenses and payments sync when you're back online No App or Account Needed for Friends • Share a group link: friends open it in any browser to see balances and add expenses or payments • You choose what the link lets them see and do • Add anyone as a guest and track their share for them • Guests can claim an account later and keep their full history Settle Up in One Tap • See who owes whom at a glance, across all groups and currencies • Debt simplification works out the fewest payments needed • Record a payment you sent, or mark one you received as settled Group Chat Built In • Group chats and direct messages • Photos, videos, voice messages, @mentions, reactions and link previews Plan Together • Shared notes and checklists • Pinned places and maps • Live weather for your destination • Shared calendar with reminders • Group photo and video wall Track Your Spending • One activity feed for expenses, payments and messages • Charts by category and member, monthly trends and top expenses • Push notifications for new expenses and payments • Log personal expenses solo, no group needed Made for trips and holidays, roommates and house shares, couples, festivals, and any group that shares costs.

About

Call It Even

Effortlessly track and settle shared expenses for groups, trips, and individuals. Handles multiple currencies and allows adding guests who don't have the app. Keeps finances clear to maintain friendships.

Highlights
  • Split equally or by exact amounts
  • Group trips with live per-person balance
  • Multiple currencies, no forced conversions
  • Add friends via QR code or invite link
  • Guest support for non-app users
  • One-tap settlement
  • Activity feed for changes
Features
Read full description

Split the bill, not the friendship. Call It Even is the free, no-nonsense way to split expenses with friends, roommates, and travelers. Track who owes who in real time, split any bill fairly, and settle up in a tap — no spreadsheets, no awkward "you still owe me" texts. It's a ledger, not a bank: Call It Even keeps the score so you and your friends can pay each other however you already do. No bank login, no card on file, no fees — ever. SCAN ANY RECEIPT Snap a photo and every line item is read for you. Drag each dish to whoever had it, and the tax and tip split in proportion to what each person actually ordered — down to the cent. Never divided blindly again. SPLIT IN SECONDS Add an expense, split it equally or by exact amounts, and pick exactly who's in. Balances update instantly, so who-owes-who is never a mystery. RENT AND BILLS ON AUTOPILOT Set up rent, subscriptions, and shared bills once. Call It Even posts them on schedule and notifies everyone in the split — weekly, monthly, or yearly. Pause, skip, or set a one-off amount anytime. GROUPS FOR TRIPS AND HOUSEHOLDS Keep every shared cost for a weekend away or the apartment in one place, with a clear per-member breakdown. Bring along a partner or friend who isn't on the app yet as a guest — their share still adds up. EVERY CURRENCY, NO GUESSWORK Traveling? Track each expense in its own currency, with a separate balance per currency. Call It Even never invents an exchange rate — so the numbers stay honest. SHARE WITH ANYONE Send a read-only link to any group or expense. Friends open it in a browser and see the split — no account, no download needed. ADD FRIENDS THE EASY WAY Connect by phone number, QR code, or your contacts — or invite someone who hasn't joined yet and they'll auto-connect when they do. Everyone's contact details stay private and masked. SETTLE UP SIMPLY Record a payback — cash, Venmo, Zelle, PayPal, bank transfer, whatever you use — and the balance resets to zero. A clean history means the math is never in question. PRIVATE BY DESIGN We never ask for bank or card details, never sell your data, and you can export or delete your account anytime. FREE FOREVER No subscription. No per-expense fees. No premium paywall on the features that matter. Really. Also works in any browser at app.calliteven.app, in sync with your iPhone. Split fair. Settle up. Stay friends.

Screenshots

Settlr4 screens
Call It Even4 screens

Verdict

The call

The clearest difference is update cadence: Call It Even at every 2 days against Settlr's every 2 weeks. Settlr's advantage is iOS requirement (15.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Settlr ships an update every 2 weeks, Call It Even every 2 days. The most recent releases landed on September 30, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
Settlr versus Call It Even: the parameters behind the verdict, then further details
ParameterSettlrCall It Even
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better26.0
Further details — not scored
Size113 MB8 MB
Age rating4+4+
DeveloperTheodoros TsakalosNexverta LLC

In-app purchases

None

Settlr

No in-app purchases

None

Call It Even

No in-app purchases

Questions

Is Settlr free?
Settlr is free to download, with no in-app purchases.
Is Call It Even free?
Call It Even is free to download, with no in-app purchases.
Do Settlr or Call It Even have ads?
Neither Settlr nor Call It Even shows ads.
Which is updated more often, Settlr or Call It Even?
Settlr ships an update every 2 weeks, and Call It Even every 2 days. Most recently, Settlr was updated on September 30, 2026 and Call It Even on September 23, 2026.

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