Clero vs MonthPilot

Who owes you money? What do you owe? Which subscriptions renew next? Clero keeps these answers together. Track personal debts, money lent to friends, and recurring subscriptions in one clear place—without creating a Clero account. KEEP EVERY IOU ORGANIZED Add the person, amount, and reason. Set a due date, record partial payments, and see what is still owed. Search by name, description, or tag to find the right record quickly. STAY ON TOP OF YOUR DEBTS Keep track of what you owe and your payment progress. Add reminders, organize records with tags, and archive completed items. Person summaries show receivables and debts together while keeping currencies separate. SEE YOUR SUBSCRIPTION COSTS Track recurring services, billing cycles, and next payment dates. See monthly and yearly cost estimates, add renewal or cancellation reminders, and review price changes you record in Clero. Sort your lists and filter upcoming, trial, or inactive subscriptions. Clero does not connect to your bank or cancel subscriptions for you. PLAN UPCOMING PAYMENTS See dated receivables, debts, and subscription renewals in a payment calendar. Set a monthly payment target for your currency and keep your next dates in view. KEEP YOUR RECORDS CLOSE Financial records are stored locally on your device. Export a password-protected backup when you want to keep a copy, and restore it when needed. Choose light or dark mode and use multiple currencies. START FREE Track up to 2 receivables, 2 debts, and 2 subscriptions. Explore the core tracking tools before deciding whether you need more. CLERO PREMIUM Unlock unlimited receivables, debts, and subscriptions, notes and evidence photos, detailed statistics, and subscription cost analysis. These features require a Premium subscription. Available prices and any eligible trial offers are shown in the app before purchase. Subscriptions renew automatically unless cancelled through your App Store account settings. Trial availability depends on the plan and your eligibility. Available in English, Turkish, Spanish, Portuguese, German, French, and Italian. Make your money records crystal clear with Clero. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

MonthPilot is a personal finance app that shows your month-end before it arrives. Track credit card balances, recurring bills, rent, subscriptions, and income — all in one place. No bank integration. You enter what you owe, MonthPilot organizes, visualizes, and reminds. WHY MONTHPILOT? Most finance apps show "what you spent." MonthPilot shows "what's about to happen." Current balance + upcoming automatic payments + your spending average = no surprises. FEATURES • Month-End Forecast: Current balance + recurring payments + estimate = where you'll land this month • Recurring Payments: Electricity, water, gas, internet, mobile, Netflix, Spotify, rent — enter once, auto-generated every month • Credit Card Tracking: Balances, statement dates, due dates • Smart Reminders: X days before due, on due date, monthly summary • Multi-Currency (Premium): TRY + USD + EUR + Gold, with real-time central bank rates • Category Reports: Monthly trend chart, category pie chart, month-over-month comparison • Calendar View: See every payment on one calendar PRIVACY-FIRST • No bank integration — we never store card numbers • All your data is encrypted in Supabase, visible only to you • Ads are non-personalized — we don't share IDFA • Toggle analytics off from Settings (KVKK/GDPR compliant) FREE vs PREMIUM Free: 5 accounts, 10 recurring payments, 12 months of history, 1-month forecast, single primary currency Premium: Unlimited accounts and recurring, 3-month forecast, multi-currency (USD/EUR/Gold), biometric lock, CSV export, ad-free Premium pricing: Monthly $0.99 / Yearly $3.99 / Lifetime $6.99 (first 1000 users) PREMIUM SUBSCRIPTION TERMS Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Renewal is charged within 24 hours of the period end at the same price. You can manage your subscription via Apple ID Account Settings or cancel after purchase. Privacy Policy: https://monthpilot.vercel.app/privacy Terms of Use: https://monthpilot.vercel.app/terms