Spent. vs Quidly

A private expense tracker that lives on your iPhone. Log spending by hand, from a receipt or straight from Apple Pay, and ask Lil Bit what you spent. No account. No cloud. No tracking. Meet Lil Bit, the little bookkeeper inside Spent. Ask "how much at Target last month?" and the total is there in a second. Lil Bit is free and answers from what you've recorded, right on your phone. ASK LIL BIT (FREE) • "How much on food this month?" Any category, any period • "How much at Target last month?" One merchant • "Compare this month and last" • "What was my biggest expense last month?" • "How much did I put on my Amex last month?" • "What's my monthly average?" Full months only • "Am I over budget?" Limit, spent and what's left • "What's my balance across accounts?" APPLE'S ON-DEVICE MODEL With AI Unlock, Spent. reads your receipts, turns "lunch 12" into an entry, imports screenshots of your bank or e-wallet history, and suggests categories for new captures. On iPhone 15 Pro or later running iOS 26 or later with Apple Intelligence on, this runs on Apple's on-device model, with nothing to download. Other iPhones download Spent.'s model once (3.6 GB). Either way it all happens on your phone, and you check every entry before it saves. APPLE PAY CAPTURE (FREE) Add the shortcut in Settings > Apple Pay Capture. Each time you pay with Apple Pay, the purchase waits in your review list with the merchant and amount filled in. Approve them one at a time or all at once. BANK NOTIFICATIONS (FREE, iOS 27) Your bank already tells you when you've paid. Show Spent. one real notification by tapping the amount and the merchant, and every payment after that lands in your review list. No bank login, no connection to your bank, no server. BUDGETS Set a monthly limit for any category and Insights draws a quiet bar under it, so you can see under, near or over at a glance. Per currency, and included in your backups. WHAT ELSE YOU CAN DO • Track expenses, income and transfers across accounts • Multi-currency: each account keeps its own currency, with no conversions • Insights by category and merchant, month over month • Scan receipts with on-device text recognition for free; AI Unlock fills in the details • Rename a bank's merchant once and Spent. remembers it • Recurring transactions, duplicate detection and merchant memory • Home Screen widget to log, scan or ask in one tap; it shows no data by design • Privacy mask hides every balance with one tap • Siri and Shortcuts • Full backup and restore, any time PRIVACY BY DESIGN Spent. has no server and no account. Nothing is collected, so there is nothing to leak. The AI runs on your iPhone and never uses Private Cloud Compute. Your receipts, balances and habits stay with you. Free: manual tracking, Lil Bit chat, Apple Pay capture, bank notifications, receipt scanning, budgets and insights. AI Unlock is a single one-time purchase for AI receipt reading, typed entries, screenshot import and AI suggestions. No subscription, ever. Your expenses, tracked privately.

Log what you spend in a few taps, and see exactly where your money went this month. No account. No sign-up. No bank connection. Nothing is sent to a server, because Quidly has no server. Type the amount, tap a category, done. WHAT YOU GET FOR FREE - Unlimited expenses and income. There is no cap on how much you log. - This month's spending, and how it compares with last month - A category ring that names your biggest spend - A spending calendar: darker days are heavier days. Tap a day to see what you bought. - Your whole history, searchable by note, category, amount or account, with filters and sorting - 18 built-in categories (11 spending, 7 income), and add your own - Save everything as a spreadsheet whenever you like. Getting your own data out is never charged for. - Light or dark, and your own currency - Clear your data, or start completely fresh, any time QUIDLY PRO - A monthly budget with a live ring, what is left, and what is safe to spend today - A nudge at 80%, at 100%, and when you go over - Week and Year views, on top of the free monthly one - Recurring bills and a subscription tracker, with a reminder before each one is due - Add your own accounts, and move money between them PRIVACY, PLAINLY Quidly has no login screen, no cloud account, no ads, and no outside code inside it. It never asks for your bank. Apple's own privacy label on this page reads "Data Not Collected". Everything lives on this iPhone only, so save a spreadsheet copy somewhere safe in case you lose the phone. THE PRICE Quidly Pro is an auto-renewing subscription: £1.99 a month, or £14.99 a year. Prices are shown in pounds; the App Store shows you the exact price in your own money before you confirm anything. Payment is taken by your Apple Account when you confirm, and the subscription renews at the same price unless you turn renewal off at least 24 hours before the current period ends. You can manage it or cancel it any time in iOS Settings, under your Apple Account, then Subscriptions. Terms of Use (EULA): https://quidly.pages.dev/terms Privacy Policy: https://quidly.pages.dev/privacy Questions, or something broken: rwsm7203@gmail.com