SpendLens vs Lyra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendLens
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SpendLens helps you see exactly where every dirham, riyal, and dollar goes — without connecting your bank or creating an account. Track daily spending, let purchases from Apple Pay and your bank's texts and notifications add themselves, and spot trends with a private, beautiful expense tracker built for your iPhone. Most people underestimate their daily spending by 30%. SpendLens closes that gap. TRACK EVERY EXPENSE IN SECONDS Add expenses with a single tap on the floating action button. Pick a category from the grid, enter the amount, optionally add a note. Done in under three seconds. PURCHASES THAT ADD THEMSELVES — FREE • Bank texts: when your bank texts you a transaction alert, SpendLens turns it into an expense. Set it up once with a simple Shortcuts automation — no bank login, no account linking. • Apple Pay in shops: tap to pay and the purchase appears with the shop's real name. It never leaves your iPhone. • Bank app notifications (iOS 27): catch online and in-app purchases too. • If the same purchase arrives from more than one place, it's counted once. SCAN RECEIPTS ON YOUR DEVICE Snap a photo of any receipt and SpendLens reads the amount, date, and merchant — completely on-device. The image never leaves your phone. SEE THE TRENDS Compare this month to the same point last month. Spot which categories are growing or shrinking. Daily spending charts reveal patterns you didn't know existed. SPENDING LIMITS, WHEN YOU'RE READY Track first. When you're ready, set a monthly limit and see how much you can still spend each day — SpendLens can even suggest one from your usual month. With Pro, get a heads-up when you're spending fast, and set limits for single categories like eating out. 57 CURRENCIES Travel, expat life, mixed currencies — no problem. Track expenses in any currency and SpendLens converts everything to your home currency automatically. Original amounts are always kept. WIDGETS FOR EVERY MOMENT See today's spending right on your home screen. Five widget variants included: small (free), medium and large (Pro), plus circular and rectangular lock screen widgets (Pro). EXPORT YOUR DATA Export expenses as CSV for spreadsheets, or as beautifully formatted PDF reports for taxes and reimbursements. Your data, your way. SIRI & SHORTCUTS Say "Add expense in SpendLens" to jump straight to the add screen, or ask Siri how much you spent today or this month and get an instant answer. FULLY IN ARABIC A complete right-to-left Arabic interface, with clear, easy-to-read numbers. PRIVATE BY DESIGN No accounts. No bank linking. No ads. No third-party trackers or analytics SDKs. Everything you enter stays on your device, with optional iCloud sync across your Apple devices. The one feature that uses the internet — automatic reading of your bank's texts and notifications — is opt-in, off by default, and never stores or sells your data. You're always in control. SpendLens Pro unlocks spending alerts and category limits, custom categories, receipt scanning, dashboard insights, spending trends, all widgets, CSV & PDF export, and custom app icons — for a one-time purchase. No subscription needed. (Adding purchases automatically is free for everyone.) Made with care in Abu Dhabi.
Lyra
This app simplifies personal finance by tracking expenses, setting budgets, and providing AI-driven insights. It offers a clean interface for managing bills and savings goals, with a strong emphasis on user privacy and data security.
- Real-time budget tracking
- Quick expense entry
- Spending category charts
- AI-powered financial insights
- Receipt scanning
- Bank transaction import
- Cloud backup option
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Stop guessing where your money goes. Lyra logs it for you — in seconds. Lyra is the AI budget tracker that does the typing for you. Pay with your iPhone and the purchase can log itself. Snap a receipt and Lyra reads it instantly. Paste a bank SMS and Lyra turns it into a logged transaction. Then one glance at your Safe-to-Spend card tells you exactly how much is yours to spend today — after bills, savings, and goals. WHY PEOPLE SWITCH TO LYRA • Automatic Tracking — Turn it on once and purchases you make with your iPhone log themselves the moment you tap (iOS 26+). Quick guided setup — no bank login, no typing. • AI Receipt Scanning — Photograph any receipt and watch it become a categorized expense. No manual entry. • Bank SMS Import — Paste your bank's transaction text and Lyra logs it for you in seconds. No bank login, ever. • Safe-to-Spend — The single number that matters: what's actually free to spend right now, after bills, savings and goals. • Multi-Currency — Track BHD, AED, USD, EUR, GBP, INR, PHP and more in one place, including 3-decimal Gulf currencies (BHD, KWD, OMR). Built for expats, travelers, and anyone earning across borders. • AI Insights — Six coaching cards that explain your real spending like a friend who's good with money. • Savings Goals — Set a target, watch your progress, and hit it. • Bills & Reminders — Never miss a due date or pay a late fee again. • Custom Budget Periods — Budget by your payday, not the calendar month. PRIVATE BY DESIGN Lyra works fully offline and an account is optional. No bank credentials, no ads, no tracking. Optional encrypted cloud backup (Sign in with Apple), and you can delete your account and all data any time, in-app. DESIGNED FOR THE GULF AND BEYOND Multi-currency by default and bank-SMS-aware — Lyra fits how money actually works in Bahrain, the UAE, Saudi Arabia, Qatar, Kuwait and Oman, while working anywhere in the world. LYRA PRO — try the AI features with free included credits, then a simple monthly or annual plan. Unlocks AI Receipt Scan, Bank SMS Import, AI Insights and advanced analytics. Subscriptions renew automatically; cancel anytime in App Store settings. Take control of your money in seconds — not spreadsheets. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://lyra-legal.vercel.app/privacy
Screenshots
Verdict
SpendLens and Lyra are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendLens sells 4 one-off in-app purchases and Lyra sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
SpendLens ships an update monthly, Lyra every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | SpendLens | Lyra |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 45 MB | 60 MB |
| Age rating | 17+ | 4+ |
| Developer | Zeeshan Ahmed | Mohsen Saeed |
In-app purchases
SpendLens
- Coffee Tip$0.99
- Pizza Tip$2.99
- Party Tip$4.99
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- SpendLens Pro$6.99
Lyra
- Lyra PRO7 Days trial$4.991 Month
- Lyra PRO7 Days trial$29.991 Year









