Comparison

Spenzy vs iLekka

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spenzy

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Stop wondering where your money goes. See your expenses fast. You do not have a money problem. You have a visibility problem. Money disappears. You do not know where. Most expense tracker apps are slow, complicated, and you give up. Spenzy fixes that. Track expenses in seconds Open the app, enter the amount, done. No friction. Get real insights automatically Understand your spending, spot patterns, and see trends without effort. Clear view of your money Simple, visual, and easy to understand at a glance. Stay in control of your budget No spreadsheets. No setup. Just clarity. Automate recurring transactions Set it once and let your expenses track themselves. Private by design Your data stays on your device. No accounts. No tracking. Spenzy is a fast, simple expense tracker and budget app built for clarity. Stop guessing. Start knowing. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

iLekka

Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.

Highlights
  • Automatic expense tracking from bank SMS
  • Smart expense categorization
  • Budgeting and spending analytics
  • Personal finance dashboard
  • Privacy-first iCloud storage
  • Designed for Indian banking systems
Features
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No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβ€”without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β€” HOW IT WORKS β€” Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β€” PRIVACY FIRST β€” Your financial data belongs to you. β€’ Stored in your own iCloud account β€’ No external servers β€’ No account creation required β€’ No ads β€’ No tracking β€’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β€” FEATURES β€” Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β€” BUILT FOR INDIA β€” Designed specifically for Indian banking and payment systems. β€’ UPI transactions β€’ Bank SMS alerts β€’ Debit cards β€’ Credit cards β€’ Net banking β€’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β€” FREE FOR 60 DAYS β€” Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β€’ Monthly Subscription β€’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€” SUBSCRIPTION & PRICING β€’ Payment is charged to your Apple ID upon purchase confirmation. β€’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β€’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β€’ Manage or cancel subscriptions anytime from Apple ID Settings β†’ Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”β€” iLekka. Know your money.

Screenshots

Spenzy4 screens
iLekka4 screens

Verdict

The call

The clearest difference is iOS requirement: Spenzy at 13.0 against iLekka's 18.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spenzy sells 1 in-app purchase, starting at $2.99 per month and iLekka sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spenzy ships an update every 3 days, iLekka every 2 days. The most recent releases landed on September 7, 2026 and September 21, 2026 respectively.

Scorecard1 real difference Β· 7 level
Spenzy versus iLekka: the parameters behind the verdict, then further details
ParameterSpenzyiLekka
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 3 daysEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Free with in-app purchases
DevicesiPhone, iPod β€” betteriPhone
Requires iOS13.0 β€” better18.2
Further details β€” not scored
Size31 MB37 MB
Age rating4+4+
DeveloperRami Abou JaoudeGagan Krishne

In-app purchases

1 purchases

Spenzy

Subscriptions1
  • Spenzy Support Monthly$2.991 Month
2 purchases

iLekka

Subscriptions1
  • iLekka Pro Monthly2 Months trial$0.991 Month
One-time1
  • iLekka Pro$9.99

Questions

Is Spenzy free?
Spenzy is free to download, with in-app purchases available.
Is iLekka free?
iLekka is free to download, with in-app purchases available.
Do Spenzy or iLekka have ads?
Neither Spenzy nor iLekka shows ads.
Which is updated more often, Spenzy or iLekka?
Spenzy ships an update every 3 days, and iLekka every 2 days. Most recently, Spenzy was updated on September 7, 2026 and iLekka on September 21, 2026.

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