Breadsheet vs Budget.

Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap it in by hand, say what you spent, scan a receipt, or write a short message to the assistant. Voice and receipt results are saved to your local ledger after processing, then opened for review so you can correct or remove them. Assistant transaction suggestions remain drafts until you save them. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Voice entry records a transaction from a short recording • Receipt scanning reads the merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, account balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple accounts, cash wallets, transfers, recurring transactions, custom categories, notes, and transaction search. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, accounts, recurring transactions, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. Breadsheet Pro unlocks unlimited voice entries, receipt scans, and assistant questions. Pro is available as a monthly subscription, annual subscription, or one-time lifetime purchase. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.