Juntu vs Budget.

Juntu is the private, manual personal finance app for people who want awareness over automation. No bank syncing. No ads. No tracking. No analytics. Your money, on your terms, on your device. WHY JUNTU Most finance apps want access to your bank account, sell your data, or fill your screen with ads. Juntu does none of that. Everything you enter stays on your iPhone and syncs across your devices through your own private iCloud account — we can't see it, and we never will. Manual entry is intentional: writing down where your money goes makes you aware of it. WHAT YOU CAN TRACK • Expenses with categories and notes • Income, including recurring paychecks • Budgets per category • Subscriptions and recurring bills • Debts and split-bill records • Trips with multi-currency support • Custom trackers for anything else • Receipts, scanned with your camera KEY FEATURES • On-device receipt scanner — text recognition runs entirely on your iPhone using Apple's Vision framework • Sign in with Apple — no passwords, no email/password forms • App Lock with Face ID or Touch ID • Calendar view of every entry • Powerful search across all your data • Multi-currency support for travel and overseas spending (rates from a free public source — no personal data sent) • Export everything as CSV any time • Private iCloud sync across your own devices WHAT JUNTU WILL NEVER DO • Connect to your bank, Plaid, or any financial institution • Show you ads • Sell or share your data • Track you across apps or websites • Profile you for marketing • Send your data to a server we control WHO IT'S FOR • People who want financial awareness, not automation • Travelers tracking spend in multiple currencies • Friends splitting bills and shared trip expenses • Anyone tracking subscriptions before they balloon out of control • Anyone who prefers a clean, intentional tool over an all-in-one platform PRIVACY-FIRST BY DESIGN Juntu does not operate a backend that stores your data. There is no Juntu server holding your expenses. Your data lives on your iPhone and in your own private iCloud container. Delete your account from Settings and everything is wiped — not "soft deleted," not "marked for removal," gone. GET STARTED Sign in with Apple, set a few categories, and start tracking. Most people find their patterns within a week and adjust within a month. That's the point. Privacy Policy: https://juntu.app/privacy Terms of Use: https://juntu.app/terms Support: https://juntu.app/support

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.