Comparison

Tally vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tally

This personal finance tracker helps you log purchases, manage subscriptions, and monitor account balances. It offers features like receipt scanning, voice logging, and customizable budgets. Your financial data stays private on your device.

Highlights
  • Log purchases with auto-focused keyboard
  • Scan receipts with camera or Action Button
  • Log spending by voice
  • Track recurring subscriptions with reminders
  • Manage multiple accounts and balances
  • Set monthly and per-category budgets
  • Import data from bank statements (PDF/photo)
Features
Read full description

Tally is a personal finance tracker that runs entirely on your iPhone. No accounts. No ads. No data collection. Log purchases, track subscriptions, watch your balances, and see where your money goes. TRACK PURCHASES Add a purchase in seconds — the amount field is auto-focused so the keyboard's already up. Pick from a category grid you can extend with your own emoji and color. Attach receipt photos, add notes, and edit or delete any transaction with full date control. Scan a receipt or price tag with the camera (or the iPhone Action Button) and Tally pre-fills the amount, merchant, and category. Hold the mic button to log a purchase by voice. MANAGE SUBSCRIPTIONS See every recurring charge in one place — Netflix, Spotify, Claude, that one app you forgot about — each with the app icon pulled from the App Store. Set renewal dates, get a reminder before each charge, and see your monthly and yearly totals. MULTIPLE ACCOUNTS & BALANCE TRACKING Track checking, credit, debit, Venmo, and more in one place. See your total balance, compare against last month, and view a balance trend chart by hour, day, or week. Tap + or − to log income or spending. Record what your balance was on any past date to re-anchor your history. DASHBOARD Today, this week, this month, this year — tap any cell on the dashboard to switch the spending pie chart and breakdown to that timeframe. Set monthly and per-category budgets with progress bars. See net cash flow when you add your income schedule. IMPORT FROM YOUR BANK Import purchases and income from PDF or photo bank statements. Share a statement straight from your bank's app into Tally. Parsing skips duplicates and learns merchant categories over time. LOCK-SCREEN WIDGET & LIVE ACTIVITY Add a purchase from the lock-screen widget — one tap opens straight to "New Purchase" with the keyboard up. A Live Activity shows your monthly budget progress. SIRI, SHORTCUTS & ACTION BUTTON Log spending with Siri ("Add coffee to Tally"), Shortcuts, or your iPhone Action Button — including receipt scanning on supported devices. EXPORT YOUR DATA Export everything to CSV in one tap. Back up and restore your full Tally library as JSON — every purchase, subscription, account, income entry, budget, and balance snapshot — so nothing's lost if you switch devices. LIGHT + DARK MODE Match your system or pick whichever you prefer. Your data stays on your device. The only network requests Tally makes are to fetch app icons for the subscriptions you add (via Apple's iTunes Search API and DuckDuckGo's icon service) — and even those are anonymous.

About

Budget Tracker

Track your daily expenses and income with this straightforward app. It helps you understand where your money goes, set budgets, and view spending breakdowns without needing bank connections. Ideal for those seeking financial clarity.

Highlights
  • Log expenses and income quickly
  • Set and track monthly budgets
  • View spending breakdown by category
  • Detailed reports with charts and trends
  • Search and filter transaction history
  • Supports 20 currencies
Features
Read full description

Where does your money go? You earn it, you spend it, you check your balance — and somehow it's already gone. You're not alone. SpendLog is the simple tracker that finally shows you exactly where it all went. No bank connection needed. Just you and your spending. With SpendLog you'll always know where your money went, whether you're hitting your budget goals, and exactly which categories are draining your wallet. No confusion. No surprises. Just clarity. Here's how SpendLog works: → Log expenses and income in seconds — category, date and notes all in one place → Set your monthly budget and track it in real time → See your full spending breakdown by category → Browse detailed reports — charts, balances, and trends all in one place → Search and filter your complete transaction history → Choose from 20 currencies to match where you are SpendLog is built for people who have tried budgeting before and gave up. No accounts. No complicated setup. No learning curve. Open the app. Log your first expense. That's it. You've started. Download SpendLog today and find out exactly where your money has been going. Finally.

Screenshots

Tally4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Tally at none against Budget Tracker's 1. Tally also leads on update cadence (weekly vs fortnightly). Budget Tracker's advantage is iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 1 one-off in-app purchase. Tally asks for nothing beyond the download.

UpkeepUpdate frequency

Tally ships an update weekly, Budget Tracker fortnightly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 5 level
Tally versus Budget Tracker: the parameters behind the verdict, then further details
ParameterTallyBudget Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size9 MB60 MB
Age rating4+4+
DeveloperRyuya TanabeInan Mahmud

In-app purchases

None

Tally

No in-app purchases

1 purchases

Budget Tracker

One-time1
  • SpendLog Lifetime$5.99

Questions

Is Tally free?
Tally is free to download, with no in-app purchases.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do Tally or Budget Tracker have ads?
Neither Tally nor Budget Tracker shows ads.
Which is updated more often, Tally or Budget Tracker?
Tally ships an update weekly, and Budget Tracker fortnightly. Most recently, Tally was updated on November 9, 2026 and Budget Tracker on October 31, 2026.

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