Comparison

Money Bear vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Bear

Features
Read full description

Take control of your money with Money Bear — a clean, powerful personal finance app that helps you track every expense, plan smart budgets, and reach your savings goals faster. Whether you're tracking daily coffee spend, planning a big trip, paying down debt, or just trying to save a little more each month, Money Bear gives you the tools to see exactly where your money goes and where it should go next. KEY FEATURES Expense and Income Tracking - Log transactions in seconds with a built-in calculator - Attach photos of receipts - Add notes, labels, and tags to any transaction - Search across your entire history with powerful filters - Recurring transactions: daily, weekly, monthly, and more Budgets That Actually Help - Weekly, monthly, quarterly, or yearly budgets - Budget by category, wallet, or both - Real-time progress so you never overspend - Alerts when you're close to or over your limit Multi-Wallet Support - Track cash, bank accounts, credit cards, and more - Set a different currency per wallet - Transfer between wallets with optional fees - Share wallets with family for joint tracking Savings Goals - Set goals for vacations, gadgets, and emergency funds - Track contributions and see progress clearly - Deadline reminders to stay on pace Beautiful Statistics - Daily, weekly, monthly, and yearly views - Income vs expense charts - Category breakdown with pie and bar charts - Trend analysis across periods Calendar View - See transactions day by day on a monthly calendar - Quickly spot heavy spending days - Tap any day for a full breakdown Smart Organization - Custom categories with icons and colors - Labels to tag transactions (Want, Need, Savings, Family) - Quick-add templates for common transactions - Auto rules to categorize transactions automatically Export and Reports - Export to CSV, Excel (XLSX), or PDF - Filter by date range, category, or wallet - Useful for taxes, reimbursements, or financial planning Multi-Currency - Support for 100+ currencies - Live exchange rates - Built-in currency converter - Loan calculator with amortization schedule Privacy and Security - Biometric app lock (fingerprint or face ID) - Data is encrypted and securely synced via Firebase - No ads in premium version; optional ads in free version Looks Great Everywhere - Modern design with light and dark themes - Customizable category colors - Home screen widgets for balance and monthly summary Available in 20+ languages - English, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Turkish, Arabic, Chinese, Japanese, Korean, Thai, Vietnamese, Indonesian, Malay, Filipino, Khmer, and more Download Money Bear today and start building better financial habits. — — — SUBSCRIPTION INFORMATION Money Bear offers an optional auto-renewing Pro subscription: - Monthly Pro: priced as displayed in the app - Yearly Pro: priced as displayed in the app Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscription in your Apple ID account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://eprojectskh.blogspot.com/2026/04/easy-money-tracker-privacy-policy.html

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Screenshots

Money Bear4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is ads: SimpleSpend at none against Money Bear's shown. Money Bear's advantage is update cadence (every 3 days vs every 8 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Bear sells 3 in-app purchases, starting at $2.99 per month and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money Bear ships an update every 3 days, SimpleSpend every 8 days. Both last shipped on October 25, 2026.

Scorecard2 real differences · 4 level
Money Bear versus SimpleSpend: the parameters behind the verdict, then further details
ParameterMoney BearSimpleSpend
PriceFreeFree
Update frequencyEvery 3 days — betterEvery 8 days
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17 — better18.0
Further details — not scored
Size94 MB32 MB
Age rating4+4+
DeveloperVivorth San杭 李

In-app purchases

3 purchases

Money Bear

Subscriptions2
  • Premium$2.991 Month
  • Premium$22.991 Year
One-time1
  • Premium$39.99
2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99

Questions

Is Money Bear free?
Money Bear is free to download, with in-app purchases available.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do Money Bear or SimpleSpend have ads?
Money Bear shows ads; SimpleSpend does not.
Which is updated more often, Money Bear or SimpleSpend?
Money Bear ships an update every 3 days, and SimpleSpend every 8 days. Most recently, Money Bear was updated on October 25, 2026 and SimpleSpend on October 25, 2026.

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