SpendGrid vs Checkbook
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
SpendGrid
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SpendGrid: Expense Tracker Take control of your money with SpendGrid ā your clean, modern daily budget & expense tracker built for iOS. SpendGrid makes it effortless to log every income and expense, understand where your money goes, and stay on top of your monthly budget. With a beautiful iOS-native interface, powerful insights, and flexible storage options, it's the perfect companion for everyday personal finance. KEY FEATURES ⢠Fast Transaction Logging Add income and expenses in seconds with titles, amounts, dates, and categories. Edit or delete entries anytime, right from your transaction history. ⢠Smart Categorization Start with pre-seeded categories for food, bills, transport, subscriptions, and more ā then customize or create your own with personal color labels. ⢠Calendar View (Pro) Browse your spending day by day with a full calendar layout. Tap any date to see exactly what you spent and earned. ⢠Budget Tracking (Pro) Set monthly budgets per category and track your progress in real time. Timeline budgets keep you accountable all month long. ⢠Clear Monthly Overview See total income, total expenses, and current balance at a glance. Quickly jump between months and track progress over time. ⢠Daily Spending Breakdown View transactions grouped by day with per-day totals so you can pinpoint exactly when and where your money is going. ⢠Rich Visual Insights (Pro) Explore charts and summaries that highlight spending trends, overspending areas, and saving opportunities ā all in one place. ⢠Import & Export Import transactions from CSV or export your full history in CSV format via the system share sheet ā great for backups, tax prep, or sharing with an accountant. ⢠Private & Local by Design Your transaction data is stored locally on your device by default for fast performance and full control over your personal finances. ⢠Custom Currency & Themes Choose from 100+ currencies with a searchable full-screen picker. Enjoy Dark Mode support with a modern, clean layout. --- SPENDGRID PRO Unlock the full SpendGrid experience with a Pro subscription: ⢠iCloud backup & restore to keep your data safe across devices ⢠Unlimited budgets per category ⢠Access to Calendar View, Visual Insights, and all Pro features Try Pro free for 7 days. Plans available monthly, annually, or as a one-time lifetime purchase. --- Whether you're tracking a daily budget, managing bills, monitoring income, or planning savings, SpendGrid gives you the clarity you need to make smarter money decisions every day. --- Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kachhiyadhruvit1992.github.io/ExpenseTrackerProWeb/privacy.html
Checkbook
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Your checkbook. Your everyday spending, clearly. Record income and expenses, check your recorded balance and see where your money goes. Add entries manually, without a bank login. Your register works offline. RECORD IN SECONDS ⢠Add expenses, income, refunds and transfers. ⢠Include a payee, category and date, with an optional note or check number. ⢠Search, filter and mark entries cleared. KEEP YOUR REGISTER CLEAR ⢠Compare recorded and cleared balances. ⢠Reconcile against your bank statement and see the difference. ⢠Organize checking, savings, cash and credit card accounts. SEE YOUR SPENDING ⢠Explore category charts, trends and cash flow. ⢠Focus on one account or choose a report range. ⢠Set category budgets with Checkbook Plus. PLAN BILLS WITH PLUS ⢠Schedule recurring bills and income. ⢠Repeat weekly, every two weeks, monthly, quarterly or yearly. ⢠Enable reminders and choose whether due entries record automatically. YOUR DATA, YOUR CHOICES ⢠Use your ledger locally or choose Sync & Sharing. Shared ledger data is stored on our sync service when sharing is enabled. ⢠Turn optional usage analytics off in Settings. Financial amounts, payees and notes are not sent in analytics. ⢠Protect the app with Face ID. ⢠Export or import a full backup, and use CSV import and export. ⢠Choose light or dark mode. The app initially follows your device language. WHAT IS INCLUDED One active account, unlimited entries, reconciliation, backups and CSV tools are free. Reports for today, the last seven days and the current month are included. No ads. CHECKBOOK PLUS An optional purchase adds unlimited accounts, budgets, recurring payments, bill reminders and more report ranges, including all time. Monthly and yearly subscriptions and a one-time purchase are available. Prices, billing periods and any eligible trial offer are shown in the app before you buy. The one-time purchase does not renew. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://grey-entree-512.notion.site/Checkbook-Privacy-3d74abc1b144800caa1ae2ca8024c6db Terms of Use: https://grey-entree-512.notion.site/Checkbook-Terms-3d74abc1b14480aa84a2cacf6aa08cb9 Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Checkbook at none against SpendGrid's shown. SpendGrid's advantage is update cadence (every 3 days vs every 10 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. SpendGrid sells 3 in-app purchases, starting at $1.99 per month and Checkbook sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
SpendGrid ships an update every 3 days, Checkbook every 10 days. The most recent releases landed on October 13, 2026 and October 25, 2026 respectively.
| Parameter | SpendGrid | Checkbook |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days ā better | Every 10 days |
| Ads | Yes | No ā better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 17.0 ā better |
| Further details ā not scored | ||
| Size | 19 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Janki Kachhiya | Haresh Lakhwani |
In-app purchases
SpendGrid
- SpendGrid Pro ā Monthly$1.991 Month
- SpendGrid Pro ā Annual7 Days trial$9.991 Year
- SpendGrid Pro ā Lifetime$24.99
Checkbook
- Checkbook Plus Monthly$2.991 Month
- Checkbook Plus Monthly$4.991 Month
- Checkbook Plus Yearly3 Days trial$19.991 Year
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- Checkbook Plus Yearly3 Days trial$24.991 Year
- Checkbook Plus Lifetime$39.99









