Comparison

SimpleSpend vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in secondsβ€”no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING β€’ Enter the amount, category, account, and note β€’ Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. β€’ Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. β€’ Create custom categories, subcategories, and accounts β€’ Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and moreβ€”set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS β€’ See income, expenses, net balance, and spending by category β€’ Filter by day, week, month, year, or a custom date range β€’ Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES β€’ Separate family, travel, shared expenses, and more into their own ledgers β€’ Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE β€’ Keep data on your device by default β€’ Turn on iCloud sync between your iPhone and iPad β€’ Shared ledgers are shared only with invited members; personal ledgers stay separate β€’ Export your data to CSV anytime β€’ Enjoy an ad-free experienceβ€”we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

Expense Tracker

Features
Read full description

Trackora - Personal Finance, Simplified. Take full control of your money with Trackora, the all-in-one expense tracker built for everyday life. Whether you're splitting dinner, tracking investments, or planning your next trip, Trackora keeps every cent organized, beautiful, and always in your pocket. EXPENSE & INCOME TRACKING - Log expenses, income, and transfers in seconds - Smart categories with custom icons and colors - Multi-currency support with live exchange rates - Scan receipts with built-in OCR - Custom budget cycles (weekly, monthly, or any day you choose) BUDGETS & STATISTICS - Monthly budget goals with real-time progress - Beautiful donut charts and spending breakdowns - Weekly spending trends at a glance - Financial summary: net worth, savings, portfolio, and liabilities INSTALLMENTS & LOANS - Track hire-purchase and installment payments - Borrow and lend tracker - Automatic monthly payment reminders SAVINGS & INVESTMENTS - Create savings plans with targets and deadlines - Track stock investments with live price updates - Monitor precious metals (gold and silver) with market rates - Net worth dashboard across all assets and accounts TRAVEL & GROUP EXPENSES - Travel groups for splitting trip costs and settling in any currency - Group expense mode for households, couples, and roommates - Share receipts and generate expense summaries instantly IOS POWER FEATURES - Live Activities on Dynamic Island and Lock Screen - Back Tap Quick Add - Home Screen widgets - Face ID and Touch ID protection - Apple Watch support - Works offline without an internet connection BUILT FOR EVERYONE - Available in English, Chinese, and Bahasa Melayu - Supports more than 150 currencies - Dark Mode and Light Mode - iCloud synchronization Start your journey toward financial clarity today. Download Trackora for free.

Screenshots

SimpleSpend4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against SimpleSpend's 2. Expense Tracker also leads on iOS requirement (16.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Expense Tracker asks for nothing beyond the download.

Scorecard2 real differences Β· 4 level
SimpleSpend versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSimpleSpendExpense Tracker
PriceFreeFree
Update frequencyEvery 8 daysβ€”
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.016.0 β€” better
Further details β€” not scored
Size32 MB82 MB
Age rating4+4+
Developer杭 李Michael Chia

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
None

Expense Tracker

No in-app purchases

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Do SimpleSpend or Expense Tracker have ads?
Neither SimpleSpend nor Expense Tracker shows ads.

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