Comparison

SimpleSpend vs Tappel

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleSpend

Features
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in secondsβ€”no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING β€’ Enter the amount, category, account, and note β€’ Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. β€’ Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. β€’ Create custom categories, subcategories, and accounts β€’ Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and moreβ€”set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS β€’ See income, expenses, net balance, and spending by category β€’ Filter by day, week, month, year, or a custom date range β€’ Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES β€’ Separate family, travel, shared expenses, and more into their own ledgers β€’ Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE β€’ Keep data on your device by default β€’ Turn on iCloud sync between your iPhone and iPad β€’ Shared ledgers are shared only with invited members; personal ledgers stay separate β€’ Export your data to CSV anytime β€’ Enjoy an ad-free experienceβ€”we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

Tappel

Features
Read full description

Your spending never leaves your iPhone. No account, no server, no sign-up β€” just the fastest way to see where your money goes. Tappel is a private spending tracker built deep into iOS. Log an expense in two seconds from Siri, the Action Button, a widget, or an NFC tag β€” or wire an Apple Pay automation and let purchases log themselves. Point the camera at a paper receipt and the total, the shop and the date fill themselves in. WHY TAPPEL β€’ Private by architecture β€” everything stays on your device and your own iCloud. The App Store privacy label reads "Data Not Collected" because there is nothing to collect. β€’ Two-second capture β€” Siri, the Action Button, widgets, NFC and App Intents. β€’ Pay once, own it forever β€” the personal app has no subscription. Subscription fatigue is why Tappel exists. FEATURES β€’ Receipt scanning β€” read on your phone; the photo is never saved or sent β€’ Multi-currency with daily European Central Bank rates, cached on-device β€’ Calm monthly budgets β€” over budget reads in ink, never red β€’ Recurring radar spots subscriptions before they surprise you β€’ Insights β€” category breakdown, six-month trend, top merchants β€’ Face ID lock β€’ Custom categories β€” presets or your own β€’ Export as CSV or JSON, import from CSV, any time β€’ Family budget β€” share one limit; individual purchases stay private β€’ iCloud sync between your iPhones β€’ Tappel Business, for companies in Poland β€” invoices sent to and downloaded from KSeF, costs, a monthly summary and a package for your accountant; three documents free No bank login. No ads. No tracking. Just your money, quietly tracked. SUBSCRIPTION Tappel Business is an optional auto-renewable subscription, sold in Poland: 19.99 PLN a month or 149 PLN a year, with a 7-day free trial. Payment is charged to your Apple Account. It renews automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel it in your App Store account settings. Terms of Use: https://tappel.io/terms/ Privacy Policy: https://tappel.io/privacy/

Screenshots

SimpleSpend4 screens
Tappel4 screens

Verdict

The call

SimpleSpend and Tappel are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year and Tappel sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpleSpend ships an update every 8 days, Tappel every 5 days. The most recent releases landed on October 1, 2026 and October 15, 2026 respectively.

ScorecardNo meaningful differences
SimpleSpend versus Tappel: the parameters behind the verdict, then further details
ParameterSimpleSpendTappel
PriceFreeFree
Update frequencyEvery 8 daysEvery 5 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS18.0 β€” better18.2
Further details β€” not scored
Size32 MB12 MB
Age rating4+4+
Developer杭 李OLLOMS SP. Z O.O.

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
1 purchases

Tappel

One-time1
  • Tappel Lifetime$24.99

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is Tappel free?
Tappel is free to download, with in-app purchases available.
Do SimpleSpend or Tappel have ads?
Neither SimpleSpend nor Tappel shows ads.
Which is updated more often, SimpleSpend or Tappel?
SimpleSpend ships an update every 8 days, and Tappel every 5 days. Most recently, SimpleSpend was updated on October 1, 2026 and Tappel on October 15, 2026.

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