Comparison

SimpleSpend vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in secondsβ€”no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING β€’ Enter the amount, category, account, and note β€’ Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. β€’ Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. β€’ Create custom categories, subcategories, and accounts β€’ Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and moreβ€”set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS β€’ See income, expenses, net balance, and spending by category β€’ Filter by day, week, month, year, or a custom date range β€’ Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES β€’ Separate family, travel, shared expenses, and more into their own ledgers β€’ Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE β€’ Keep data on your device by default β€’ Turn on iCloud sync between your iPhone and iPad β€’ Shared ledgers are shared only with invited members; personal ledgers stay separate β€’ Export your data to CSV anytime β€’ Enjoy an ad-free experienceβ€”we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

Expense Tracker

Features
Read full description

Meet FinziAI β€” the expense tracker you'll actually keep using. Log spending by voice, plain text, or automatically right after you pay with Apple Pay. No spreadsheets, no friction. EFFORTLESS TRACKING Speak or type "lunch 12" and FinziAI detects the amount, date, and category for you. Or let Apple Pay & Shortcuts log purchases the moment they happen. BUDGETS & SUBSCRIPTIONS Set limits per category, track recurring subscriptions before they renew, and see exactly where your money goes β€” at a glance. POWERED BY AI FinziAI categorizes spending automatically, answers questions about your finances, and helps you understand your habits. PRIVATE BY DESIGN No account needed. Your data stays in your own iCloud. Beautiful, minimalist design that makes tracking a pleasure. Free 7-day trial, then monthly or yearly. Cancel anytime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://working-gargoyle-ea1.notion.site/FINZIAI-Privacy-Policy-381fe8a3dba980279f63cf5b15928f97

Screenshots

SimpleSpend4 screens
Expense Tracker4 screens

Verdict

The call

SimpleSpend and Expense Tracker are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year and Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpleSpend ships an update every 8 days, Expense Tracker fortnightly. The most recent releases landed on October 1, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
SimpleSpend versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSimpleSpendExpense Tracker
PriceFreeFree
Update frequencyEvery 8 days β€” betterFortnightly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS18.017.0 β€” better
Further details β€” not scored
Size32 MB16 MB
Age rating4+4+
Developer杭 李bikodlab teknoloji limited sirketi

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
2 purchases

Expense Tracker

Subscriptions2
  • FinziAI Premium7 Days trial$2.991 Month
  • FinziAI Premium7 Days trial$19.991 Year

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do SimpleSpend or Expense Tracker have ads?
Neither SimpleSpend nor Expense Tracker shows ads.
Which is updated more often, SimpleSpend or Expense Tracker?
SimpleSpend ships an update every 8 days, and Expense Tracker fortnightly. Most recently, SimpleSpend was updated on October 1, 2026 and Expense Tracker on October 7, 2026.

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