Comparison

SimpleSpend vs Jot

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SimpleSpend

Features
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Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in secondsβ€”no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING β€’ Enter the amount, category, account, and note β€’ Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. β€’ Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. β€’ Create custom categories, subcategories, and accounts β€’ Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and moreβ€”set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS β€’ See income, expenses, net balance, and spending by category β€’ Filter by day, week, month, year, or a custom date range β€’ Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES β€’ Separate family, travel, shared expenses, and more into their own ledgers β€’ Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE β€’ Keep data on your device by default β€’ Turn on iCloud sync between your iPhone and iPad β€’ Shared ledgers are shared only with invited members; personal ledgers stay separate β€’ Export your data to CSV anytime β€’ Enjoy an ad-free experienceβ€”we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

About

Jot

Features
Read full description

Know where your money goes and what is left this month. Jot is a private budget and expense tracker that keeps daily spending simple, without connecting your bank or creating a Jot account. SET A BUDGET. SEE WHAT IS LEFT. Choose your monthly budget and watch the remaining amount update as you record expenses. Decide whether to move unused budget to the next month, start fresh, or choose each month. BOUGHT IT? JOT IT. Record expenses and income with a quick number pad. Add who you paid, a category, notes, tags, and a date. Search your activity, change a category, or edit a transaction when you need to. MAKE IT YOURS. Organise spending with categories and subcategories. Schedule recurring expenses or income. Choose your currency and switch between Light, Dark, and System appearance. PRIVATE BY DESIGN. No bank login. No advertising. No tracking or analytics software. Your records stay on your devices and can sync through your private iCloud database. Use App Lock with Face ID, Touch ID, or your device passcode. Record transactions offline and sync when a connection is available. A CLEARER VIEW WITH JOT PRO. Jot Pro adds unlimited transactions and categories, extended history, spending trends, category breakdowns, top merchants, custom date ranges, and household sharing through iCloud. Pro features require a purchase. ACROSS YOUR APPLE DEVICES. Use Jot on iPhone, iPad, and Apple Watch. Home Screen and Lock Screen widgets, Siri shortcuts, and Live Activities help you keep spending close at hand. Import existing records from CSV and export your data when you need it. START FREE. UPGRADE WHEN YOU NEED MORE. The free version includes up to 50 transactions per month, 12 categories, and 90 days of history. Jot Pro is available as a monthly or yearly subscription, or a one time lifetime purchase. Available options and local prices appear before purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled before the current period ends. Manage or cancel subscriptions in your Apple Account settings. Any trial offer, its duration, and the price afterward are shown before purchase. Privacy Policy: https://jot.sksoumik.com/privacy Support: https://jot.sksoumik.com/support Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SimpleSpend4 screens
Jot4 screens

Verdict

The call

The clearest difference is update cadence: SimpleSpend at every 8 days against Jot's every 3 weeks. SimpleSpend also leads on iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SimpleSpend sells 2 in-app purchases, starting at $4.99 per year and Jot sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SimpleSpend ships an update every 8 days, Jot every 3 weeks. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.

Scorecard2 real differences Β· 4 level
SimpleSpend versus Jot: the parameters behind the verdict, then further details
ParameterSimpleSpendJot
PriceFreeFree
Update frequencyEvery 8 days β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, Apple Watch β€” better
Requires iOS18.0 β€” better26.0
Further details β€” not scored
Size32 MB6 MB
Age rating4+4+
Developer杭 李Sadman Kabir Soumik

In-app purchases

2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99
3 purchases

Jot

Subscriptions2
  • Jot Pro Monthly$2.991 Month
  • Jot Pro Yearly7 Days trial$19.991 Year
One-time1
  • Jot Pro Lifetime$49.99

Questions

Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Is Jot free?
Jot is free to download, with in-app purchases available.
Do SimpleSpend or Jot have ads?
Neither SimpleSpend nor Jot shows ads.
Which is updated more often, SimpleSpend or Jot?
SimpleSpend ships an update every 8 days, and Jot every 3 weeks. Most recently, SimpleSpend was updated on October 18, 2026 and Jot on October 6, 2026.

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