SimpleSpend vs 轻舟

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

◆ 由财富管理从业者打造的家庭资产记录工具，把散落在各处的账户收进同一张表 ◆ 不做流水账 —— 相比逐笔记账，更倾向于记录真正改变家庭结构的那些变动 ◆ 录一次，投资类净值按行情自动更新：基金、股票、贵金属、加密货币不必手工改数 关于轻舟 轻舟是一款家庭财务记录与管理工具。我们不提供投资顾问或咨询，不代客理财，不介入任何交易环节，也不接触你的真实交易账户。App 内所有内容仅供参考，不构成投资建议；投资有风险，决策须谨慎。 主要功能： ◎ 六类资产一屏看清：流动资金、投资、固定资产、应收款、负债、保障，净资产自动计算 ◎ 投资类净值随行情自动更新（会员） ◎ 多币种自动换算，外币资产自动折算为人民币（会员） ◎ 目标账户：为教育金、退休金设定目标，首页直接看到攒到了哪一步 ◎ 轻舟第一课：从零开始建立家庭理财的基础框架 ◎ 会员专栏：每日内参、周末前瞻、每月私享会、穿越万重山，文章支持音频收听（会员） ◎ 六个计算器：财富自由、复利、房贷、个税、汇率、退休年龄 ◎ 金额一键隐藏；资产信息加密存储，不读取、不接入你的真实交易账户 账号与隐私： ◎ 手机号登录，未注册的手机号会自动创建账号 ◎ 可在「我的 → 设置 → 账户管理」中查询、更正、删除你的信息，并随时注销账号 使用协议: https://lightboat.cc/lightboat/h5/#/subpages/legal/legal?type=user 隐私条款: https://lightboat.cc/lightboat/h5/#/subpages/legal/legal?type=privacy 更多功能在持续开发中，欢迎通过 service@lightboat.cc 反馈意见。