Chaaq vs Split Cat

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

Splitting money with roommates, travel buddies, or family always ends the same way: someone paid first, everyone owes something, and nobody remembers the details. Split Cat logs every expense and does the math for you. ◆ Itemized splitting - Log each expense separately: who paid, who shares it, all clear - See who owes whom, and how much, at any time ◆ Auto settle-up, fewest transfers - Settlement always gives you the plan with the fewest transfers - One tap settles everything, with the record kept ◆ Siri quick log - Hands full? Say "Log an expense in Split Cat" and the cat takes it down - The entry is marked when you get back to the app; fill in details later ◆ Foreign-currency ledgers - Open a travel ledger and log in yen, won, or baht directly - Settlement converts back to one currency; rates auto-fill and stay editable ◆ Settle reminders - Let a tab sit too long and the cat reminds you it's time - Turn it off in Settings anytime ◆ Pairs and groups - Pair up 1-on-1 and share one synced ledger - Group splitting for dinners and trips, so the whole squad stays square ◆ Share the settlement - Send the result to LINE, iMessage, or wherever your group lives - Awkward to ask for money? Let the cat be the messenger - The cat has LINE stickers now, too — dunning messages, delivered by cat ◆ Completely free - Every feature is free: no subscription, no in-app purchases ◆ Privacy - Zero tracking: no analytics, no ads, no data collection - Sync runs on your own iCloud; there are no servers of ours to see it Amounts accept one decimal place.