Chaaq vs Interest Edge

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

Interest Edge is a private ledger for money you've lent and borrowed — with the interest worked out for you. Whether you lend to family, borrow from a friend, or keep informal accounts, Interest Edge turns scattered notes into a clean, always-up-to-date record. Add an entry once and Interest Edge keeps calculating the interest right up to today. WHY INTEREST EDGE • Lent and borrowed in one place — see who owes you and whom you owe at a glance. • Interest done for you — Simple, Compound, or NIL, with your choice of day-count basis (actual/365 or 30/360). • Your own interest rates — save the presets you actually use and reuse them in a tap. • Capital return dates — record when money is due back, by period or by date. • Person-wise ledgers — every transaction with a person, netted to a single receivable or payable. • Powerful search — find any entry by name, amount, rate, date, or note. • Reports — financial-year summaries of principal and interest. • Settle and reopen — mark entries settled, with a full history of every change. • Private by design — your ledger is tied to your account and visible only to you. No ads, no tracking. MADE FOR EVERYDAY MONEY Interest Edge speaks in rupees and the way lending really works — principal, rate per annum, simple vs compound, and clear receivable and payable totals. Sign in with a username or with Google, and your ledger is saved securely to your account. Interest Edge is a personal record-keeping and calculation tool. It is not a bank, lender, or financial advisor, and does not move money.