Aset vs Amounta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Aset
Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.
- Manual net worth tracking
- Private asset wallet
- Multi-currency management
- Financial trend visualization
- FIRE progress tracking
- Customizable asset cards
- Privacy-focused design
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Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/
Amounta
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Amounta is the simplest way to see where your money goes, stay on budget, and grow your net worth — all in a beautifully clean, private app that works across iPhone, iPad, Apple Watch, and Mac. Log an expense in seconds and Amounta turns it into clear budgets, reports, and insights. TRACK EVERYTHING, EFFORTLESSLY • Add expenses and income in seconds — category, account, payment method, tags, and notes on one clean screen • Duplicate any expense with a swipe for repeat purchases, or use Duplicate & Edit to tweak the copy first • Split a single purchase across multiple categories (groceries + household, done) • Scan a receipt and let on-device text recognition fill in the details for you • Multiple accounts and transfers, so every balance stays accurate • Multi-currency — enter in any currency with automatic conversion, and keep accounts in their own currency BUDGETS THAT KEEP YOU HONEST • Set a monthly limit per category and watch your progress at a glance • See exactly what's left before you overspend • A spending heatmap that shows your busiest days SEE THE FULL PICTURE • A Dashboard that swipes between net worth, loans, and monthly commitments • Tap any chart to drill into the days and categories behind it • Net Worth tracking and projection across all your accounts, in every currency you hold • Beautiful reports — weekly, monthly, yearly, or custom ranges, for all accounts or just one • Income vs. expenses, savings rate, and category comparisons • Spending by category in a clear, tappable chart • Year in Review to relive your financial year — and share it as an image SMART, NOT NOISY • Smart Insights spot unusual spending, price hikes, and trends • Auto-Categorization applies your rules to new transactions automatically • Monthly Commitments — subscriptions, SIPs, and recurring bills in one monthly total • Recurring bills and subscription detection so renewals never surprise you MORE THAN AN EXPENSE TRACKER • Savings Goals — set targets and watch each one fill up • Loans & Debt — track money borrowed or lent, with full amortization schedules and reminders • Trips — group a trip's spending, set a budget, and see what you spent in both currencies WORKS EVERYWHERE YOU DO • Apple Watch app for quick-add on the go • Home Screen and Lock Screen widgets, plus a Control Center control • Add expenses and income hands-free with Siri and Shortcuts — pick the account and payment method, even in foreign currencies • Find anything instantly through Spotlight • iCloud sync keeps every device up to date PRIVATE BY DESIGN • Your data lives on your device and your iCloud — no accounts, no ads, no selling your data • Lock the app with Face ID or Touch ID • Import statements, export CSV, and keep encrypted backups you control MAKE IT YOURS • Custom categories, icons, and tags • Set your currency, language, financial year, and appearance • Available in 30+ languages, with full light and dark mode Download Amounta and start tracking every penny today. Amounta Pro unlocks receipt scanning, Smart Insights, advanced reports, net worth, recurring & subscriptions, savings goals, loans, trips, auto-categorization, backups, app lock, multiple accounts, multi-currency, and unlimited categories. Amounta Pro is an auto-renewable subscription billed yearly. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Any unused portion of a free trial is forfeited when you buy a subscription. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appsbybarani.com/privacy-policy.html
Screenshots
Verdict
The clearest difference is device support: Amounta at 3 against Aset's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Aset sells 4 in-app purchases, starting at $1.99 per month and Amounta sells 1 in-app purchase, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.
Aset ships an update fortnightly, Amounta every 11 days. The most recent releases landed on October 7, 2026 and October 21, 2026 respectively.
| Parameter | Aset | Amounta |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Every 11 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 23 MB | 12 MB |
| Age rating | 4+ | 12+ |
| Developer | 健 周 | Barani Elangovan |
In-app purchases
Aset
- Monthly$1.991 Month
- Yearly7 Days trial$9.991 Year
- Lifetime Access$6.99
- Lifetime$29.99
Amounta
- Amounta Pro1 Month trial$9.991 Year









