Allot vs Finora Budget

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.

Finora — budgeting that stays on your phone. Private by design, a one-time purchase, no bank login and no subscription. Finora is an all-in-one budget and money tracker that keeps your finances on your device. Nothing to sign into, nothing to sync to a server — just a fast, clear picture of your money. Track it in seconds • Log expenses and income with smart, learn-as-you-go category suggestions • Accounts, transfers, and credit cards with live balances • Recurring bills and pay — including twice a month (the 15th & 30th) • Import a CSV or a bank/credit-card PDF statement, read entirely on your device • Scan receipts to fill in the details See where you stand • Monthly spending, budgets, and "safe to spend" • Savings goals with round-ups and automatic contributions • Net worth, trends, and reports at a glance • A private money assistant powered by Apple Intelligence — ask about your spending and budgets; nothing leaves your iPhone Go further with Pro • Mortgage & loan tracking, a debt-payoff planner, and investments in your net worth • Reports & Insights, plus unlimited budgets and goals • iCloud sync across your devices • A self-employed & VAT/tax helper Widgets, Siri shortcuts, and an Apple Watch glance keep your numbers one tap away. Available in English, Spanish, German, French, and Portuguese, with your currency set automatically from your phone. Your money, your device, yours to keep.