Net Worth Tracker vs Balance Note

Net worth tracker and asset tracker that keeps your money on your device. Add cash, savings, investments, crypto, property, vehicles and loans, and see what you own minus what you owe as one number. Take a snapshot whenever you like and watch the trend build. No account, no bank login, no required cloud sync. Works offline. Worthtally is built for people who already track their wealth in a spreadsheet and want something cleaner on their phone, without handing a bank password to anyone. Every balance is typed in by you, so nothing breaks when a bank connection does. Also on iPhone, Mac and Windows. TRACK EVERYTHING YOU OWN AND OWE • Unlimited accounts, always free: cash, savings, brokerage, retirement, crypto, real estate, vehicles, loans and credit cards • Multi-currency with live exchange rates, shown in your home currency • A net worth snapshot whenever you want one, with 90 days of history free SEE IT CLEARLY • Net worth trend and asset allocation at a glance • A full activity ledger with search, so every deposit, transfer and payment is on record • Savings goals with progress you can see PLAN AHEAD • FIRE, retirement, emergency fund and debt payoff planners, run on your own numbers • Snapshot reminders so the trend never has gaps YOURS, ALWAYS • CSV import with a column mapping step, so your spreadsheet comes with you • Export to CSV, JSON or Markdown at any time. Backup and restore are free • Optional PIN or biometric app lock PRIVATE BY DESIGN No account to create. No bank connections. Your financial records stay on your device unless you choose to export or back them up. Optional crash and performance diagnostics help us fix problems. Turn diagnostics off in Settings. WORTHTALLY PRO Core tracking is free, including unlimited accounts, the ledger, goals and planners. Pro adds full snapshot history and a multi-year trend, live crypto prices, what-if scenarios, budgets with a budget versus actual view, bills and recurring transactions, a spending heatmap, cost basis tracking, a tax-year pack PDF and an accountant bundle. Choose a yearly plan or a one-time lifetime unlock. Worthtally is a tracking tool for your own records. It does not give financial advice. Terms of Use: https://trueframedigital.app/worthtally/terms Privacy Policy: https://trueframedigital.app/worthtally/privacy

Balance Note is a manual net-worth ledger for people who would rather write their balances down by hand than hand over their bank credentials. ■ No linking, by design You never enter a bank ID or password — the app has no way to accept one. It does not connect to any bank API or fetch balances automatically. Account names and balances are stored only on your device, and your records are never uploaded. No account registration either. ■ One five-minute ritual a week A checklist-style "This week: 4/6" flow turns manual entry into a calm weekly ritual. Copy the balance shown in your bankbook or banking app, one account at a time. Entries on the same day overwrite each other, so records never duplicate. ■ Your net worth at a glance Net worth (assets minus liabilities) sits at the top in large type, with week-over-week, month-over-month and year-over-year change chips and a weekly trend chart. Miss a week? The chart carries your last balance forward, so your history never breaks. ■ Every account in one book Ordinary deposits, time deposits, securities, pensions (iDeCo and similar), e-money and liabilities such as loans or card balances — all organized by type. A breakdown report shows the balance of assets vs. liabilities. ■ Built to keep going A weekly reminder (pick the weekday and time) tells you when it's time to update. Export your balance history and weekly trend as CSV anytime, or erase everything instantly with "Delete all data." [Pricing] Every feature is available to use. A banner ad is shown at the bottom of the screen. A one-time "Remove Ads" purchase hides it permanently (no subscription). [Please note] Balance Note is a tool for recording balances by hand. It does not link to bank accounts or fetch data automatically. All figures are reference values based on your own entries; the app does not provide investment or financial advice. Privacy policy: https://honki.ai/zandaka-note/privacy.html