Finance Audit Planner vs Subly

Finance Audit Planner is a calm, private money tool that helps you see exactly where you stand — and what to do next. Everything runs on your device. No accounts. No cloud sync. No third‑party analytics. Your financial data never leaves your device. What you can do: • NET POSITION — Track checking, savings, cash, investments, retirement, credit cards, mortgages, auto loans, student loans, HELOC, and more in one view. Watch your real net worth update in real time. • STATEMENT IMPORT — Download a CSV statement from your own bank's website (your login never touches the app) and import it in seconds. Transactions are categorized automatically, entirely on your device. • SUBSCRIPTION AUDIT — The app scans your transactions on-device and finds recurring charges automatically: streaming, software, gym, and forgotten free trials. See the true monthly and yearly cost and stop paying for things you don't use. • DEBT PLANNER — Model snowball or avalanche payoff strategies across every loan and credit card. See your debt‑free date and how much interest you'll save. • SPENDING INSIGHTS — Categorized transactions, recurring vs one‑off, business vs personal, and tax‑category tagging for cleaner audits at year end. • ENVELOPES & BILLS — Budget with classic envelopes, track due dates, autopay status, and minimum payments. • RECEIPTS — Capture deductible business expenses with tax categories for fast quarterly and annual reporting. Designed for clarity: • Quiet forest‑green and warm‑gold aesthetic that respects your attention • Built natively in SwiftUI for fluid performance on your phone and tablet • Full Dynamic Type and accessibility support • Works completely offline — no internet required after install No ads. No tracking. No bank logins. Your money. Your device. Your business. FINANCE AUDIT PRO SUBSCRIPTION Full access requires Finance Audit Pro, an auto‑renewable subscription: $24.99 per year (US pricing; other regions may vary). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically each year unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use: https://p-7pk04mdymdywzxysdkoe2.rork.live/terms Privacy Policy: https://p-7pk04mdymdywzxysdkoe2.rork.live/privacy

How much are you really spending on subscriptions each month? Subly answers that in one glance — and reminds you before every renewal, so a forgotten trial never becomes a surprise charge again. No bank login. No card linking. Just a calm, private home for every subscription you pay for — from Netflix and Spotify to ChatGPT, iCloud, and 200+ more. WHY SUBLY • See your true monthly and yearly total, updated as you add each service • Get one friendly reminder 3 days before any charge — never at the last second • Snap a bill and let AI fill in the price, billing cycle, and renewal date • Know the real local-currency cost of subscriptions billed in USD or EUR • Follow step-by-step cancel guides for 200+ services when you're ready to let one go CALM BY DESIGN Subly will never guilt-trip you or shout about your spending. It shows you the numbers, clearly, and lets you decide. No ads. No clutter. No dark patterns. PRIVATE BY DEFAULT We don't ask for your bank, your card, or your transaction history — because tracking subscriptions doesn't require any of it. Your data stays yours. EVERYTHING IN ONE PLACE • Home — your month total, next payment, and full subscription list • Calendar — see every renewal across the month at a glance • Insights — where your money goes, by category, with FX impact • Family — share a subscription stack with up to 5 people SUBLY PRO Upgrade for unlimited subscriptions, unlimited Snap & Track, family mode, advanced insights, and every theme. Start with a free trial; cancel anytime. Take back control of your subscriptions — calmly. Download Subly and add your first one in under a minute. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/