WalletWise vs Spento

Take control of your money in minutes. Budget Planner & Expense Tracker is the all-in-one personal finance app that helps you track every expense, manage your monthly budget, set savings goals, and never miss a bill — without the spreadsheet stress.
 SMART EXPENSE TRACKING
Log every purchase instantly. Categorize your spending automatically. See exactly where your money goes with beautiful charts and weekly summaries — all in your pocket. FLEXIBLE BUDGET PLANNER
 Create daily, weekly, or monthly budgets that fit your life. Choose the 50/30/20 method, zero-based budgeting, or build your own. Adjust on the fly — your budget should work for you, not the other way around. BILL REMINDER & ORGANIZER
 Set bill due dates and get timely reminders before you pay. Recurring bills, subscriptions, rent, utilities — organize everything in one place. No more late fees. SAVINGS GOALS TRACKER
 Set a savings target — vacation, emergency fund, new car — and watch your progress grow. The savings tracker shows you how small daily cuts add up to big financial wins. INCOME & DEBT TRACKER
 Track multiple income sources. Monitor your debt payoff progress. Understand your cash flow and build toward financial freedom — whether you're paying off student loans, credit cards, or a mortgage. FAMILY & HOUSEHOLD BUDGET
 Manage your household finances together. Track shared expenses, split bills, and keep the whole family on the same financial page. Feature bullet list (scannable for App Store)
 WHAT YOU GET:
 - Expense tracker with smart categories
 - Monthly & weekly budget planner
 - Bill reminder with due-date alerts
 - Savings goals & progress tracker
 - Debt payoff planner
 - Income & cash flow tracker
 - Household & family budget sharing
 - Beautiful charts & spending insights
 - Works offline - No bank sync required
 Join hundreds of thousands of users who've taken control of their finances. Download Budget Planner & Expense Tracker free today and start your journey to financial freedom.

Take complete control of your personal finances with Spento—the smart, flexible, and automated budget tracker designed to simplify your financial life. Whether you want to set a weekly allowance, co-manage household expenses with your partner, or simply talk to an AI assistant to log your daily coffee, Spento makes financial tracking effortless and personalized. KEY FEATURES SMART AI EXPENSE TRACKING No more tedious forms. Simply chat with our built-in AI assistant. Type natural sentences like "I bought a coffee for $5" or "Spent $45 on groceries," and watch as the AI logs, categorizes, and updates your budget instantly. AUTOMATED APPLE WALLET TRACKING Let the app do the work. Seamlessly leverage system automation to capture, parse, and categorize expenses in real-time the moment you pay with Apple Wallet or Apple Pay. FLEXIBLE RECURRENT BUDGETS Every financial journey is different. Set up budgets that fit your unique income cycle: Weekly Budgets: Select your preferred starting weekday (e.g., Monday or Wednesday). Monthly Budgets: Customize your cycle start date to match your payday. Yearly Budgets: Long-term planning with custom month and day starting offsets. SHARED BUDGETS & REAL-TIME SYNC Managing money together has never been easier. Generate a unique invite link to share your budgets with family, partners, or roommates. Log transactions, update balances, and visualize shared categories in real-time. TAILORED CATEGORIES & DESIGN Make it yours. Create custom categories by choosing from a vibrant color palette and hundreds of premium icons. Unselected items remain clean and lightweight, while active ones pop. INSIGHTS & EXPORT Category Breakdown: View clean charts detailing your spending behaviors. Budget History: Easily look back and check previous budget cycles. Data Export: Need deeper analysis? Export your transaction histories directly to CSV files for use in your favorite spreadsheet software. OFFLINE-FIRST & SECURED Your data is synced securely in the cloud, allowing you to access it from any device. Going offline? Spento caches your settings and maps periods locally so you can continue adding transactions anytime without network issues. UPGRADE TO PRO FOR UNLIMITED FREEDOM Unlock the full potential of Spento: Unlimited AI expense logging via chat Automatic Apple Wallet tracking integration Unlimited custom categories Ad-free experience Start tracking smarter today. Download Spento and take the first step towards your financial freedom! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/