Simple Finance vs Amounta

Download now and keep Simple Finance free for life. Simple Finance 3.0 is a ground-up redesign: budgets, net worth, investments and a full retirement plan in one calm place. No account to create, no bank login. Your data lives on your devices and in your own iCloud. No tracking, no analytics, nothing sold. Most finance apps start by asking for your bank password. This one doesn't. NEW IN 3.0 • An all-new look on iPhone, iPad, Mac and Apple Watch • Fin, a private money assistant that runs on your device. Ask how the month is going and it answers from your real numbers. What you ask Fin never leaves your device. • Money, together: share a budget with your partner, talk about a purchase right next to it, and see who paid for what • Log it in seconds: scan a receipt, type a sentence, or just say it • Goals you can see: a photo, a target date and progress at a glance BUDGETS THAT FIT YOUR ACTUAL MONTH • Rings or bars, monthly or annual, with rollover and per-month overrides • Fast entry — scan a receipt, split a transaction, and let recurring bills post themselves • Cover an overspend from another category in one tap, and keep the history of it • A spend curve that knows rent lands on the 1st, so "over pace" means something • Import from a spreadsheet, CSV or OFX/QFX — or just copy the rows and paste SHARE WITH YOUR PARTNER, FAMILY AND FRIENDS • Partner: full two-way sync — you both see and edit the same accounts, transactions, budgets and goals • Family: a read-only summary you control per person — net worth, income, accounts, investments, goals, bills, a six-month trend, or only the categories you pick • Friends: compare just the numbers you choose — savings rate, budget used, no-spend days, or who has the lowest utility bill • Keep anything private: a category, an account, a goal, a single transaction • It all runs through your own iCloud. Nothing is ever on our servers. NET WORTH, TRACKED PROPERLY • Accounts, investments, crypto, vehicles, real estate and mortgages in one number • History you can scrub, asset allocation, and year-over-year comparisons STOCKS AND CRYPTO • Live prices and charts you can scrub, from one day to all time, with key statistics and dividends • Tax lots, cost basis, dividends, and a watchlist for what you don't own yet • See your portfolio against the S&P 500, the Dow and the NASDAQ PLAN YOUR RETIREMENT — BUILT IN A private, full-featured retirement planner. No spreadsheet, no advisor login. • Will your money last for life? See your odds across 500 market simulations and a century of real history — 1929, 1966, 2000 and every year since. • Find your earliest safe retirement age, then model Social Security timing, Roth conversions, RMDs, pensions, rental income, healthcare and one-time life events. • Plan as a couple, kept separate until you combine finances. • Year-by-year projections in today's dollars, plus a multi-page report you can share. ON EVERY DEVICE YOU OWN iPhone, iPad, Apple Watch and a real native Mac app — not a phone app in a window. Your own iCloud keeps them in step, with Home Screen and Lock Screen widgets and a watch complication. STUCK? ASK. A help center with hundreds of answers, and a way to reach a real person without leaving the app. Replies come back inside the app. PRIVATE BY DESIGN • No sign-up, no bank linking, no analytics, no third-party SDKs • Face ID app lock, blur-on-demand, and an app-switcher privacy shield • Demo Mode: show the app to anyone with sample data — your real finances stay hidden • Full JSON backups you own, plus optional weekly iCloud Drive auto-backup RUN A BUSINESS TOO? Clients, jobs, estimates and invoices, a work timer, mileage, crew hours and a Schedule C summary at tax time — kept completely apart from your personal money, with one switch to change which you're looking at. Simple Finance doesn't track you, and never sells or shares your data. See our privacy policy — it's short, because there's so little to disclose.

Amounta is the simplest way to see where your money goes, stay on budget, and grow your net worth — all in a beautifully clean, private app that works across iPhone, iPad, Apple Watch, and Mac. Log an expense in seconds and Amounta turns it into clear budgets, reports, and insights. TRACK EVERYTHING, EFFORTLESSLY • Add expenses and income in seconds — category, account, payment method, tags, and notes on one clean screen • Duplicate any expense with a swipe for repeat purchases, or use Duplicate & Edit to tweak the copy first • Split a single purchase across multiple categories (groceries + household, done) • Scan a receipt and let on-device text recognition fill in the details for you • Multiple accounts and transfers, so every balance stays accurate • Multi-currency — enter in any currency with automatic conversion, and keep accounts in their own currency BUDGETS THAT KEEP YOU HONEST • Set a monthly limit per category and watch your progress at a glance • See exactly what's left before you overspend • A spending heatmap that shows your busiest days SEE THE FULL PICTURE • A Dashboard that swipes between net worth, loans, and monthly commitments • Tap any chart to drill into the days and categories behind it • Net Worth tracking and projection across all your accounts, in every currency you hold • Beautiful reports — weekly, monthly, yearly, or custom ranges, for all accounts or just one • Income vs. expenses, savings rate, and category comparisons • Spending by category in a clear, tappable chart • Year in Review to relive your financial year — and share it as an image SMART, NOT NOISY • Smart Insights spot unusual spending, price hikes, and trends • Auto-Categorization applies your rules to new transactions automatically • Monthly Commitments — subscriptions, SIPs, and recurring bills in one monthly total • Recurring bills and subscription detection so renewals never surprise you MORE THAN AN EXPENSE TRACKER • Savings Goals — set targets and watch each one fill up • Loans & Debt — track money borrowed or lent, with full amortization schedules and reminders • Trips — group a trip's spending, set a budget, and see what you spent in both currencies WORKS EVERYWHERE YOU DO • Apple Watch app for quick-add on the go • Home Screen and Lock Screen widgets, plus a Control Center control • Add expenses and income hands-free with Siri and Shortcuts — pick the account and payment method, even in foreign currencies • Find anything instantly through Spotlight • iCloud sync keeps every device up to date PRIVATE BY DESIGN • Your data lives on your device and your iCloud — no accounts, no ads, no selling your data • Lock the app with Face ID or Touch ID • Import statements, export CSV, and keep encrypted backups you control MAKE IT YOURS • Custom categories, icons, and tags • Set your currency, language, financial year, and appearance • Available in 30+ languages, with full light and dark mode Download Amounta and start tracking every penny today. Amounta Pro unlocks receipt scanning, Smart Insights, advanced reports, net worth, recurring & subscriptions, savings goals, loans, trips, auto-categorization, backups, app lock, multiple accounts, multi-currency, and unlimited categories. Amounta Pro is an auto-renewable subscription billed yearly. Payment is charged to your Apple ID at confirmation of purchase. It renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Any unused portion of a free trial is forfeited when you buy a subscription. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appsbybarani.com/privacy-policy.html