Float vs Budget.

Float shows one calm number: what you can safely spend today, until payday. No spreadsheets, no budgets that shame you. Tell Float your pay and your bills once, and it works out your daily number, then keeps it honest as you go. KNOW YOUR NUMBER • One safe-to-spend number for today, in a calm ring • See why it is what it is: bills kept aside, goals set aside, days left • Built around your payday: monthly, every two weeks or weekly CATCH EVERY PAYMENT • Auto-log Apple Pay with one Shortcut. Payments land in To review, one tap to confirm • Type it the way you'd say it: "coffee 3.50" or "groceries 42" • Forward order emails or snap a receipt (Float Plus) ASK BEFORE YOU BUY • Can I afford it? See what a purchase does to your days before you buy • Balance check: match your bank balance in five seconds BILLS & GOALS, KEPT ASIDE • Bills come off your number once, so rent is never counted twice • A reminder the day before a bill is due • Save toward goals without touching your daily number SEE YOUR WEEK • Activity by day, a day-by-day calendar and a last-cycle comparison • Share your week as a recap card • No-spend days and gentle streaks ALWAYS WITHIN REACH • Home Screen and Lock Screen widgets • A Live Activity for the last days before payday • A morning number and an evening check-in, only if you want them PRIVATE BY DEFAULT • No bank connection, ever • Works offline. An optional account just backs up and syncs • No ads. Your data is never sold FLOAT PLUS • Unlimited smart logging, receipt scanning and forwarded emails • Unlimited goals • Every past cycle and trend • Multi-currency for travel Start with a 7-day free trial, then Float Plus is billed monthly or yearly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://www.getfloat.org/terms Privacy Policy: https://www.getfloat.org/privacy

Budget. is a no-nonsense personal finance app that puts you in control of your money — without subscriptions, without cloud accounts, and without sending your data anywhere. Your money stays on your phone. Always. Everything is stored locally on your device. No account required. No server. No tracking. Just you and your finances. TRACK EVERY FRANC Add income and expenses in seconds. Your balance updates instantly. See exactly what came in, what went out, and what's left — all in one place. KNOW WHAT'S SAFE TO SPEND Budget. calculates your safe-to-spend amount by factoring in upcoming recurring bills, savings goals, scheduled debt payments, and provisions. No more guessing. RECURRING TRANSACTIONS Set up monthly or weekly schedules for rent, salary, subscriptions, and more. Budget. tracks which ones are paid, which are pending, and which are coming up — right on the dashboard. SAVINGS GOALS Create goals for anything — a holiday, a new car, an emergency fund. Contribute each month and watch your progress build. PROVISIONS Set aside money each month for quarterly or annual bills like insurance or taxes. When the bill arrives, the money is already waiting. DEBTS & LOANS Track what you owe and what you're owed. Set repayment schedules, record payments, and see the remaining balance at a glance. NET WORTH Add your assets and liabilities for a full picture of your financial health. Savings goals and debts are included automatically. BUDGET LIMITS Set monthly spending caps per category and get visual warnings when you're approaching or over the limit. ENCRYPTED BACKUP Export an AES-256 encrypted backup of all your data to Files, iCloud Drive, or anywhere you choose. Restore it anytime with your PIN. Your data never touches a server. BEAUTIFUL THEMES 8 carefully designed colour themes including Midnight, Dawn, Arctic, and more. Budget. is built for people who want a clear, honest view of their finances — without the complexity of spreadsheets or the privacy concerns of cloud-based apps. No subscription. No account. No nonsense.